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Compare Mortgage Refinance Companies in Boonton, NJ

Directory of mortgage refinance companies in Boonton, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Boonton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 mortgage refinance companies in Boonton, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
"The Reno Dream Team": Melissa DeBenedetto & Bill Grath
421 Main St, Boonton, NJ 07005
2012800633
Erica Siegriest; VP of Mortgage Lending
421 Main St, Boonton, NJ 07005
9147726823
Bill Grath & Melissa DeBenedetto at Rate (NMLS #110448)
421 Main St Storefront, Boonton, NJ 07005
2012800633
Mike Brannigan at Rate (NMLS #15415)
421 Main St Storefront, Boonton, NJ 07005
9737704900
Guaranteed Rate of Boonton
421 Main St, Boonton, NJ 07005
2018742255
Ed Francois at Rate (NMLS #224160)
421 Main St Storefront, Boonton, NJ 07005
5512676397
Chase Mortgage
530 Myrtle Ave, Boonton, NJ 07005
9734021243
Jill Delgado at Rate (NMLS #2175532)
421 Main St Storefront, Boonton, NJ 07005
8455217283
Jennifer Plinio at Rate (NMLS #240386)
421 Main St Storefront, Boonton, NJ 07005
9735218355

Mortgage refinance companies in Boonton New Jersey help homeowners adjust their loan terms or lower their interest rates. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local refinancing options may include conventional loans, FHA loans, or cash-out refinancing for home improvements.

What Does a Mortgage Refinance Company in Boonton Cost?

Typical costs for a mortgage refinance in New Jersey include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs usually range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Boonton?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey laws that affect refinance costs?
New Jersey imposes a mortgage recording tax on refinanced loans, which is typically 0.23% of the loan amount. Some municipalities also charge a local recording fee.