Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 17 mortgage refinance companies in Union, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
2424 Morris Ave 1st Floor, Union, NJ 07083
7329432985
CTC Funding LLC
934 Stuyvesant Ave. Suite 10, Union, NJ 07083
9083707223
William Calzadilla, Guaranteed Rate
477 Chestnut St, Union, NJ 07083
9082961621
Luis Sanchez-Santana at Rate (NMLS #1150977)
477 Chestnut St B-1, Union, NJ 07083
8622285981
Omega Financial Services, Inc.
1185 Morris Ave, Union, NJ 07083
8336690475
OneMain Financial
1620 US-22 E Ste 101-B, Union, NJ 07083
9086884100
Evan Kutner at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
9733321281
CrossCountry Mortgage, LLC
530 Chestnut St Suite 202, Union, NJ 07083
9088582097
Faith Lending Associates - Mortgages, Refinance & Home Loans
1435 Morris Ave Unit 2D, Union, NJ 07083
9089776036
Nicole McCarthy at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
6462287820
Tammy O'Scanlon at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
8777731226
Jordan Roth at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
8777731226
Janette Hernandez - Licensed Originator
1095 Morris Ave Suite 104, Union, NJ 07083
9736503712
Justin Lieberman at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
7328616226
Nicole Perrone at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
7028401257
Francisco Pinho Jr.
2424 Morris Ave 1st Floor, Union, NJ 07083
9084727076
David R. Veras at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
9177047384
What Does a Mortgage Refinance Company in Union Cost?
Typical refinance costs in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually range from 2 to 5 percent of the loan amount. New Jersey also charges a mortgage recording tax of 0.23 percent on the refinanced loan. These costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Union New Jersey?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer.
Are there New Jersey laws that affect refinance costs?
Yes New Jersey charges a mortgage recording tax of 0.23% on the loan amount for refinances. Some towns also have local transfer fees. Your lender must disclose all fees in the Loan Estimate.