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Compare Mortgage Refinance Companies in Union, NJ

Looking for a mortgage refinance company in Union? Review the directory below to compare your options.

17 agents listed
Updated June 2026
Union, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 17 mortgage refinance companies in Union, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
2424 Morris Ave 1st Floor, Union, NJ 07083
(732) 943-2985 union375.prmgapp.com
CTC Funding LLC
934 Stuyvesant Ave. Suite 10, Union, NJ 07083
(908) 370-7223 ctcfunding.net
William Calzadilla, Guaranteed Rate
477 Chestnut St, Union, NJ 07083
(908) 296-1621 people.rate.com
Luis Sanchez-Santana at Rate (NMLS #1150977)
477 Chestnut St B-1, Union, NJ 07083
(862) 228-5981 rate.com
Omega Financial Services, Inc.
1185 Morris Ave, Union, NJ 07083
(833) 669-0475 ofsmortgage.com
OneMain Financial
1620 US-22 E Ste 101-B, Union, NJ 07083
(908) 688-4100 onemainfinancial.com
Evan Kutner at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
(973) 332-1281 ccm.com
CrossCountry Mortgage, LLC
530 Chestnut St Suite 202, Union, NJ 07083
(908) 858-2097 crosscountrymortgage.com
Faith Lending Associates - Mortgages, Refinance & Home Loans
1435 Morris Ave Unit 2D, Union, NJ 07083
(908) 977-6036 faithlending.com
Nicole McCarthy at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
(646) 228-7820 ccm.com
Tammy O'Scanlon at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
(877) 773-1226 ccm.com
Jordan Roth at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
(877) 773-1226 ccm.com
Janette Hernandez - Licensed Originator
1095 Morris Ave Suite 104, Union, NJ 07083
(973) 650-3712
Justin Lieberman at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
(732) 861-6226 mycarbonteam.com
Nicole Perrone at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
(702) 840-1257 ccm.com
Francisco Pinho Jr.
2424 Morris Ave 1st Floor, Union, NJ 07083
(908) 472-7076 apply.prmgapp.com
David R. Veras at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
(917) 704-7384 crosscountrymortgage.com

Mortgage refinance companies in Union New Jersey help homeowners lower their interest rate or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local companies understand Union County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Union Cost?

Typical refinance costs in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually range from 2 to 5 percent of the loan amount. New Jersey also charges a mortgage recording tax of 0.23 percent on the refinanced loan. These costs vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Union New Jersey?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer.

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