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Mortgage Refinance Companies in Ridgefield Park, NJ
Compare mortgage refinance companies in Ridgefield Park. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Ridgefield Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage refinance companies in Ridgefield Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fortuna Title LLC
100 Challenger Rd #810, Ridgefield Park, NJ 07660
2017207003
Summit Funding
100 Challenger Rd Suite 402, Ridgefield Park, NJ 07660
2019070060
Claudia M. Villamar, AMP
65 Challenger Rd Suite 210, Ridgefield Park, NJ 07660
6096217510
Steven Batista - Legacy Mortgage Group Inc
65 Challenger Rd Suite 210, Ridgefield Park, NJ 07660
2012075217
Samantha Santana at CrossCountry Mortgage
65 Challenger Rd Suite 210, Ridgefield Park, NJ 07660
8777731226
Ridgefield Park homeowners can work with a mortgage refinance company to lower their interest rate or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Bergen County property values and can help you navigate state-specific regulations.
What Does a Mortgage Refinance Company in Ridgefield Park Cost?
Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. New Jersey also imposes a mortgage recording tax of 0.23% on the refinanced amount. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Ridgefield Park New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey law also requires a property survey or title search to confirm ownership.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title work takes longer than expected.
Are there New Jersey specific fees for refinancing?
Yes. New Jersey charges a mortgage recording tax of 0.23% on the loan amount for refinances. You may also pay state transfer taxes and local recording fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.