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Compare mortgage refinance companies in Red Bank. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Red Bank, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 15 mortgage refinance companies in Red Bank, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Red Bank
74 NJ-35, Red Bank, NJ 07701
8007789044
Advisors Mortgage Group - Red Bank, NJ (Downtown)
130 Maple Ave Unit 10A, Red Bank, NJ 07701
7326956099
Alpha Funding
218 Broad St, Red Bank, NJ 07701
9089004894
Waterville Mortgage
157 Broad St UNIT 304, Red Bank, NJ 07701
7322176000
Waterville Mortgage
157 Broad St UNIT 304, Red Bank, NJ 07701
7322176000
Absolute Home Mortgage Corporation
70 White St, Red Bank, NJ 07701
7327493333
Navesink Home Loans
140 Broad St Suite 200, Red Bank, NJ 07701
7322413555
Robert Kinney Citywide Home Mortgage
16 W Front St, Red Bank, NJ 07701
7322681187
Alex Reilley at Prosperity Home Mortgage - Red Bank
350 NJ-35, Red Bank, NJ 07701
2152801556
Melanie Jannuzzi at Prosperity Home Mortgage - Red Bank
350 NJ-35, Red Bank, NJ 07701
8772751762
The Newfinity Group
2 Harding Rd, Red Bank, NJ 07701
7328105134
DreamLife Processing
140 Broad St Suite 200, Red Bank, NJ 07701
7325766999
Home Mortgage Advisors LLC
54 Broad St suite 200b, Red Bank, NJ 07701
9084949070
Wei Zhao - 58743 - Wells Fargo Home Mortgage
331 Newman Springs Rd Building 2 Floor 2, Red Bank, NJ 07701
7325868318
HarborOne Mortgage
68 White St 2nd Floor, Red Bank, NJ 07701
9088761113
Mortgage refinance companies in Red Bank, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate within three business days of application. Local companies understand Monmouth County property values and can guide you through the refinancing process.
What Does a Mortgage Refinance Company in Red Bank Cost?
Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Red Bank?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three-day right of rescission after closing for most refinances.
Are there New Jersey specific rules for refinancing?
Yes, New Jersey requires lenders to disclose all fees in a Loan Estimate. The state also has strict anti-predatory lending laws that protect borrowers from unfair terms.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.