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Compare Mortgage Refinance Companies in Neptune Township, NJ

Compare mortgage refinance companies in Neptune Township. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Neptune Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage refinance companies in Neptune Township, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Neptune, NJ
3301 NJ-66 building c ste 204, Neptune Township, NJ 07753
7324836901
Leo Sanchez, Mortgage Lender NMLS #892207
3600 NJ-66 #150, Neptune Township, NJ 07753
2013147128
Chase Mortgage
3550 NJ-66, Neptune Township, NJ 07753
7329220797

A mortgage refinance company in Neptune Township New Jersey helps homeowners adjust their loan terms or lower their interest rate. New Jersey law requires lenders to provide a good faith estimate of closing costs within three business days of application. Local refinance companies can guide you through the process and explain state-specific rules like the New Jersey Consumer Fraud Act protections.

What Does a Mortgage Refinance Company in Neptune Township Cost?

Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title search and insurance costs of $500 to $1,500, and lender origination fees of 0.5% to 1% of the loan. Closing costs in Neptune Township may also include recording fees of about $100 to $200. Note that this is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Neptune Township?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.