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Find Mortgage Refinance Companies Near You in Mt Ephraim, NJ

Browse mortgage refinance companies serving Mt Ephraim, New Jersey. Contact information and addresses listed below.

2 agents listed
Updated June 2026
Mt Ephraim, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 2 mortgage refinance companies in Mt Ephraim, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Bank
205 N Black Horse Pike, Mt Ephraim, NJ 08059
(856) 931-9000 locator.pnc.com
PNC Mortgage
205 N Black Horse Pike, Mt Ephraim, NJ 08059
(856) 931-9000 pnc.com

Mortgage refinance companies in Mt Ephraim, New Jersey help homeowners lower their interest rate or change loan terms. New Jersey law requires lenders to provide a good faith estimate of closing costs within three days of application. Local companies can guide you through the refinance process while complying with state regulations.

What Does a Mortgage Refinance Company in Mt Ephraim Cost?

Typical costs for a mortgage refinance in New Jersey include an appraisal fee of $400 to $700, origination fees of 0.5% to 1% of the loan amount, and title insurance costing $500 to $1,500. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Mt Ephraim?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a signed disclosure form within three business days.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific fees for refinancing?
Yes, New Jersey charges a mortgage recording tax of 0.23% of the loan amount for refinances. You may also pay state transfer taxes if the loan exceeds certain limits.

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