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Showing 2 mortgage refinance companies in Mt Ephraim, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Bank
205 N Black Horse Pike, Mt Ephraim, NJ 08059
8569319000
PNC Mortgage
205 N Black Horse Pike, Mt Ephraim, NJ 08059
8569319000
What Does a Mortgage Refinance Company in Mt Ephraim Cost?
Typical costs for a mortgage refinance in New Jersey include an appraisal fee of $400 to $700, origination fees of 0.5% to 1% of the loan amount, and title insurance costing $500 to $1,500. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Mt Ephraim?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a signed disclosure form within three business days.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific fees for refinancing?
Yes, New Jersey charges a mortgage recording tax of 0.23% of the loan amount for refinances. You may also pay state transfer taxes if the loan exceeds certain limits.