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Showing 2 mortgage refinance companies in Maywood, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Classic Mortgage LLC
25 E Spring Valley Ave Suite 205, Maywood, NJ 07607
2013683140
Chase Mortgage
177 W Spring Valley Ave, Maywood, NJ 07607
2015769460
What Does a Mortgage Refinance Company in Maywood Cost?
Typical costs for a mortgage refinance in New Jersey range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title search and insurance from $800 to $1,200, and lender origination fees of 0.5% to 1% of the loan. Closing costs also include recording fees and taxes. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Maywood New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a copy of your current mortgage statement.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there New Jersey laws that protect homeowners during refinancing?
Yes, the New Jersey Home Ownership Security Act limits prepayment penalties and requires clear disclosure of loan terms. Lenders must also follow federal Truth in Lending Act rules.