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Compare Mortgage Refinance Companies in Maplewood, NJ

Looking for a mortgage refinance company in Maplewood? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Maplewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 2 mortgage refinance companies in Maplewood, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage First Direct
1923 Springfield Ave, Maplewood, NJ 07040
(866) 342-6678 mortgagefirstdirect.com
Mortgage First Direct
1923 Springfield Ave, Maplewood, NJ 07040
(866) 342-6678 mortgagefirstdirect.com

Mortgage refinance companies in Maplewood New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local refinance services can guide you through the process for your Essex County property.

What Does a Mortgage Refinance Company in Maplewood Cost?

Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees of 400 to 700 dollars and title insurance of 500 to 1500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Maplewood?
You typically need recent pay stubs tax returns bank statements and a copy of your current mortgage. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey specific laws for mortgage refinancing?
Yes New Jersey has a three day right of rescission period for most refinances. This means you can cancel the loan for any reason within three business days after signing.

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