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Mortgage Refinance Companies in Hamilton Township, NJ

Directory of mortgage refinance companies in Hamilton Township, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

11 agents listed
Updated May 2026
Hamilton Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 11 mortgage refinance companies in Hamilton Township, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lennar Mortgage, LLC New Jersey
2465 Kuser Rd 3rd Floor, Hamilton Township, NJ 08690
6092452240
Advisors Mortgage Group - Hamilton, NJ
1300 Kuser Rd, Hamilton Township, NJ 08619
6098381752
Dennis J Dennis | Fairway Independent Mortgage Corporation Branch Manager
2127 NJ-33, Hamilton Township, NJ 08690
6094485626
Mortgage Network Solutions
1970 NJ-33 Suite 101, Hamilton Township, NJ 08690
6098907171
The Money Store
3500 Quakerbridge Rd Suite 105, Hamilton Township, NJ 08619
6095860020
Nelson Abreu, The Money Store
3500 Quakerbridge Rd Suite 105, Hamilton Township, NJ 08619
6092363576
Elmer Perez Mortgage
100 Horizon Center Blvd Suite 217, Hamilton Township, NJ 08691
6097892844
Fairway Independent Mortgage Corporation
2127 NJ-33, Hamilton Township, NJ 08690
6094485626
Creative Hard Money, LLC
508 Whitehorse Mercerville Rd, Hamilton Township, NJ 08610
2153920300
John Reindel, The Money Store
3500 Quakerbridge Rd Suite 105, Hamilton Township, NJ 08619
9083999550
Steve Umansky - Stellar Mortgage Banker NMLS 61764
100 Horizon Center Blvd, Hamilton Township, NJ 08691
2672419900

Mortgage refinance companies in Hamilton Township New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a good faith estimate of closing costs within three business days of application. Local refinance services can guide you through the process and explain state-specific regulations.

What Does a Mortgage Refinance Company in Hamilton Township Cost?

Typical costs for a mortgage refinance in New Jersey include an application fee of $300 to $500, appraisal fee of $400 to $700, and title search fees of $200 to $400. Closing costs generally range from 2% to 5% of the loan amount. New Jersey also charges a mortgage recording tax of 0.5% on loans up to $500,000 and 0.6% on amounts above that. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Hamilton Township?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a copy of your current mortgage note and a property appraisal.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey laws that affect refinance costs?
Yes. New Jersey imposes a mortgage recording tax on refinances, which is 0.5% of the loan amount for loans up to $500,000. There is also a state-level fee for the certificate of lien discharge.