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Compare Mortgage Refinance Companies in Freehold, NJ

Directory of mortgage refinance companies in Freehold, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

14 agents listed
Updated May 2026
Freehold, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 14 mortgage refinance companies in Freehold, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Freehold, NJ
218 Schanck Rd, Freehold, NJ 07728
7329728800
Red Oak Mortgage Inc
96 W Main St, Freehold, NJ 07728
7324104141
Robert Tissot at Advisors Mortgage Group
218 Schanck Rd, Freehold, NJ 07728
7329954825
Brrr
36-38 W Main St Suite 104, Freehold, NJ 07728
7328516900
Benchmark Lending
36 W Main St, Freehold, NJ 07728
7325477226
Brian Haake at Axen Mortgage
71 W Main St #306, Freehold, NJ 07728
7326643984
Michael Randazzo The Man With the Mortgage Plan
218 Schanck Rd, Freehold, NJ 07728
7322133522
Daniel Nasert - Benchmark Lending
36 W Main St #201, Freehold, NJ 07728
7325016293
Scott Alter
36 W Main St #201, Freehold, NJ 07728
7324314480
Patriot Mortgage LLC
77 W Main St, Freehold, NJ 07728
7328455444
Kyle Farrell - Advisors Mortgage Group, LLC
218 Schanck Rd Suite 201, Freehold, NJ 07728
7324569609
Jason Levine - Top Rated Mortgage lender
218 Schanck Rd, Freehold, NJ 07728
7325986525
Jennifer Daly - CMG Home Loans
42 E Main St, Freehold, NJ 07728
9082936479
Motto Mortgage Elite Choice
4400 US-9 Suite 1000 Office 7, Freehold, NJ 07728
8484442077

Mortgage refinance companies in Freehold New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand Monmouth County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Freehold Cost?

Typical costs for a mortgage refinance in New Jersey include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. New Jersey also charges a mortgage recording tax of 0.23% of the new loan amount. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Freehold New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a copy of your current mortgage statement and a property appraisal.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.