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Find Mortgage Refinance Companies in Edgewater, NJ
Compare mortgage refinance companies in Edgewater. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Edgewater, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage refinance companies in Edgewater, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Mike Dickson
115 River Rd Suite 109, Edgewater, NJ 07020
2012477990
Joseph Viganola - Cardinal Financial
115 River Rd # 109, Edgewater, NJ 07020
9739862265
Aura Home Loans
3 Myrtle Ave, Edgewater, NJ 07020
6094002872
New American Funding - Taryn Wynn
115 River Rd Suite 109, Edgewater, NJ 07020
5513103599
Salvador Aguia - Chase Home Lending Advisor - NMLS ID 420568
950 River Rd, Edgewater, NJ 07020
2012333366
Chase Home Lending
950 River Rd, Edgewater, NJ 07020
2012333366
Mortgage refinance companies in Edgewater New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate within three business days of application. Local Edgewater lenders understand the Bergen County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Edgewater Cost?
Typical costs for a mortgage refinance in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. New Jersey also charges a mortgage recording tax of 0.23% of the loan amount. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Edgewater New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. New Jersey lenders also require proof of homeowners insurance. The exact list depends on your loan type and the lender.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if appraisal or title work takes longer. New Jersey law does not set a specific time limit for the process.
Are there New Jersey specific fees for refinancing a mortgage?
Yes New Jersey charges a mortgage recording tax which is 0.23% of the loan amount. There are also state specific fees for title searches and recording. Your lender must disclose all fees in the Loan Estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.