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Find Mortgage Refinance Companies Near You in Clifton, NJ
Browse mortgage refinance companies serving Clifton, New Jersey. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Clifton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 13 mortgage refinance companies in Clifton, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stephen Domenick l "The Mortgage Cop" l Veteran Mortgage Advisor l Legacy Mortgage
1037 US-46 Suite 101, Clifton, NJ 07013
2017260390
Legacy Mortgage Group Inc
1037 US-46 Suite 101, Clifton, NJ 07013
2019832366
Carlo Cataldo - Rate
374 Clifton Ave, Clifton, NJ 07011
9086445657
The Mortgage Alley (Hablo Español)
1000 Clifton Ave Suite 100, Clifton, NJ 07013
9739870607
Ingrid Ruiz at CrossCountry Mortgage
374 Clifton Ave Suite 1, Clifton, NJ 07011
8777731226
AMS Mortgage Services
1000 Clifton Ave Suite 100, Clifton, NJ 07013
9739160411
Hadi Endaz
1301 Main Ave 2nd Floor Suite R, Clifton, NJ 07011
9086236475
Ashley Ramos - Loan Officer - Quintessential Mortgage Group
777 Passaic Ave Suite 360, Clifton, NJ 07012
8622135084
Commercial Mortgage Depot
1000 Clifton Ave Suite 104, Clifton, NJ 07013
9737421111
Michael Turner | Legacy Mortgage Group Inc
1037 US-46 Suite 101, Clifton, NJ 07013
2016554713
Jessica Marmol at CrossCountry Mortgage
374 Clifton Ave, Clifton, NJ 07011
9178319183
FundRes Mortgage
777 Passaic Ave #220, Clifton, NJ 07012
9732497878
Mortgage Refinance Clifton NJ - Home Refinance New Jersey - Refi Home Loan Lenders
1121 Main Ave, Clifton, NJ 07011
8623059061
Mortgage refinance companies in Clifton New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local refinance services can guide you through state-specific requirements such as the New Jersey Homeowner Bill of Rights.
What Does a Mortgage Refinance Company in Clifton Cost?
Typical costs for a mortgage refinance in New Jersey range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars title insurance of 500 to 1500 dollars and lender origination fees of 0.5 to 1 percent of the loan. New Jersey also charges a mortgage recording tax of 0.50 per 100 dollars of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Clifton New Jersey?
You typically need recent pay stubs tax returns bank statements and a valid ID. New Jersey lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New Jersey laws that protect me during refinancing?
Yes the New Jersey Homeowner Bill of Rights requires lenders to act in good faith and provide clear disclosures. It also gives you the right to request a loan modification if you face financial hardship.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.