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Browse mortgage refinance companies serving Cape May, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Cape May, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage refinance companies in Cape May, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cape May Mortgage Company
653 Washington St Suite 101, Cape May, NJ 08204
6095369147
Best One Stop Mortgage
221 Jackson St #44, Cape May, NJ 08204
6402234509
Mortgage refinance companies in Cape May, New Jersey help homeowners lower their interest rates or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Local companies understand Cape May property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Cape May Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search fees of $200 to $400. Closing costs generally range from 2% to 5% of the loan amount. New Jersey also imposes a mortgage recording fee of 0.23% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Cape May?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three-day right of rescission after signing, which adds a short delay.
Are there New Jersey taxes or fees on a refinance?
Yes, New Jersey charges a mortgage recording fee of 0.23% of the loan amount and a state transfer tax if the loan is over $500,000. Some counties also have local surcharges.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.