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Find Mortgage Refinance Companies in Bridgewater, NJ
Browse mortgage refinance companies serving Bridgewater, New Jersey. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Bridgewater, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 13 mortgage refinance companies in Bridgewater, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Borodinsky Home Mortgage
200 Somerset Corporate Blvd suite 1003, Bridgewater, NJ 08807
7323822654
Movement Mortgage
1031 US-22 Ste 203, Bridgewater, NJ 08807
8773141499
Joseph Bonaduce
1031 US-22 Ste 203, Bridgewater, NJ 08807
9085076839
Tony Croft, Mortgage Lender NMLS #5249
1031 US-22, Bridgewater, NJ 08807
2014249662
Nicholas Gaviria
1031 US-22 Ste 203, Bridgewater, NJ 08807
9088458088
Eric Morse
1031 US-22 Ste 203, Bridgewater, NJ 08807
9088646091
Paul Davis - Movement Mortgage
1031 US-22 Ste 203, Bridgewater, NJ 08807
6107244020
Daniel McManamon
1031 US-22 Ste 203, Bridgewater, NJ 08807
2155343464
David Deredita
1031 US-22 Ste 203, Bridgewater, NJ 08807
9088646103
Golden Mortgage Corporation
818 US-202 #206, Bridgewater, NJ 08807
8775391697
Anthony Lombardi Jr at Movement Mortgage
1031 US-22 Ste 203, Bridgewater, NJ 08807
8565370830
Peter Best - NMLS #1992367 - Movement Mortgage
1031 US-22 Ste 203, Bridgewater, NJ 08807
9734763098
R&J Mortgage & Loan Brokers Bridgewater NJ
1200 US-22 #2000, Bridgewater, NJ 08807
2017494855
Mortgage refinance companies in Bridgewater, New Jersey help homeowners lower their interest rates, reduce monthly payments, or change loan terms. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Local companies understand Somerset County property values and can guide you through the refinance process efficiently.
What Does a Mortgage Refinance Company in Bridgewater Cost?
Typical costs for a mortgage refinance in New Jersey include an application fee of $300 to $500, appraisal fee of $400 to $700, and title search and insurance of $800 to $1,500. Closing costs generally total 2% to 5% of the loan amount. New Jersey also charges a mortgage recording tax of $0.50 per $100 of the loan. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Bridgewater New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New Jersey lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New Jersey?
A standard refinance in New Jersey usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if title issues arise. New Jersey law requires a three-day rescission period after signing.
Are there New Jersey tax benefits for refinancing a mortgage?
New Jersey does not allow a state income tax deduction for mortgage interest on refinanced loans. However, federal tax rules may still allow a deduction for mortgage interest if you itemize. Consult a tax professional for your situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.