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Compare Mortgage Refinance Companies in Shelby Township, MI
Browse mortgage refinance companies serving Shelby Township, Michigan. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Shelby Township, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 19 mortgage refinance companies in Shelby Township, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CAPITAL LENDING, INC.
7875 24 Mile Rd #200, Shelby Township, MI 48316
5867865500
Guaranteed Rate
51315 Mound Rd, Shelby Township, MI 48316
2484950654
Jenniffer Bott - Mortgage 1 - NMLS 1720026
45679 Village Blvd, Shelby Township, MI 48315
5869241025
Next Chapter Financial
2338 Auburn Rd, Shelby Township, MI 48317
5867887871
Genisys Credit Union
49675 Van Dyke Ave, Shelby Township, MI 48317
5863237060
Elementary Lending
45693 Hayes Rd, Shelby Township, MI 48315
8332277596
Mortgage 1 - Kee
45679 Village Blvd, Shelby Township, MI 48315
5862545711
Mortgages With Diana
48733 Golden Oaks Ln, Shelby Township, MI 48317
3135250531
Quantum Loans LLC
7752 Norse Ave Suite B, Shelby Township, MI 48317
5863017600
Mortgage Xperts
50706 Van Dyke Ave, Shelby Township, MI 48317
5863004500
Scope Mortgage Group LLC
14140 Wayford Run, Shelby Township, MI 48315
2488087596
James Lutz NMLS ID #871438 of Mortgage 1 Inc - Keystone Branch
45581 Village Blvd, Shelby Township, MI 48315
5863620125
Homesite Mortgage
13001 23 Mile Rd STE 101, Shelby Township, MI 48315
A mortgage refinance company in Shelby Township Michigan helps homeowners replace their current home loan with a new one. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local companies in Macomb County can guide you through state-specific rules like the Michigan Mortgage Brokers Act.
What Does a Mortgage Refinance Company in Shelby Township Cost?
Typical costs for a mortgage refinance in Michigan range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 1,000 to 3,000 dollars. Actual costs vary by loan size, credit score, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Shelby Township Michigan?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Michigan lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there Michigan specific laws for mortgage refinance?
Yes. Michigan law limits prepayment penalties on most residential mortgages. Lenders must also follow the Michigan Mortgage Brokers Act which requires licensing and disclosure of fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.