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Compare Mortgage Refinance Companies in Birmingham, MI
Directory of mortgage refinance companies in Birmingham, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Birmingham, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 16 mortgage refinance companies in Birmingham, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Swift Home Loans
805 E Maple Rd, Birmingham, MI 48009
8336979438
Frank Swartz, NMLS #406422
725 S Adams Rd Suite 286, Birmingham, MI 48009
2488671821
Better Neighbor Mortgage, LLC
280 N Old Woodward Ave, Birmingham, MI 48009
8009714552
Better Rate Mortgage
390 Park St Suite 100, Birmingham, MI 48009
2482256728
Rockwood Mortgage
33834 Woodward Ave, Birmingham, MI 48009
2487030115
Power Home Loans
925 E Maple Rd, Birmingham, MI 48009
2482750405
Griffen Hock - Berkshire Capital - Home Mortgage Specialist
33687 Woodward Ave, Birmingham, MI 48009
2487550765
York Financial Inc
1221 Bowers St #914, Birmingham, MI 48012
2485939900
Lewis Financial Mortgage
401 S Old Woodward Ave Suite #435, Birmingham, MI 48009
2489011700
L.A. Mortgage
400 Hamilton Row Suite 100, Birmingham, MI 48009
8888831985
Prolific Mortgage
166 W Maple Rd Suite 200, Birmingham, MI 48009
2485338480
Mason Miller, First National Mortgage Bankers, NMLS#185193
700 E Maple Rd Suite 302, Birmingham, MI 48009
8666446910
Core Direct Mortgage
1363 Smith Ave, Birmingham, MI 48009
8004913054
Century Mortgage Lending
1945 Southfield Rd, Birmingham, MI 48009
2482584977
Care Mortgage
555 S Old Woodward Ave Suite 11L, Birmingham, MI 48009
2488250099
Bloom Lending
280 N Old Woodward Ave Suite 100, Birmingham, MI 48009
7346455646
Mortgage refinance companies in Birmingham Michigan help homeowners lower their interest rates or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Birminghams real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Birmingham Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Birmingham Michigan?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.
Are there Michigan specific laws for mortgage refinancing?
Yes, Michigan law requires lenders to disclose all fees in the Loan Estimate. Michigan also has a three day right of rescission for most refinances, allowing you to cancel within three business days after closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.