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Showing 2 mortgage refinance companies in Bloomfield Township, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brenda Brosnan at CrossCountry Mortgage
43252 Woodward Ave suite #202, Bloomfield Township, MI 48302
2487582503
Steve Stork at CrossCountry Mortgage, LLC
43252 Woodward Ave suite #202, Bloomfield Township, MI 48302
2487553701
What Does a Mortgage Refinance Company in Bloomfield Township Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance which can cost $500 to $1,500. Closing costs in Michigan generally range from 2% to 5% of the loan principal. These amounts vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Bloomfield Township Michigan?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm the home value in Oakland County.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Michigan law does not set a specific time limit for the process.
Are there Michigan specific rules for refinancing a mortgage?
Yes, Michigan requires lenders to follow the Michigan Mortgage Brokers, Lenders, and Servicers Licensing Act. This law mandates clear disclosure of fees and interest rates. Also, Michigan is a non judicial foreclosure state which can affect refinance timing for at risk borrowers.