Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 5 mortgage refinance companies in Niles, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ron Rogers, Ruoff Mortgage
815 W Main St suite b, Niles, MI 49120
2694490754
Ruoff Mortgage
815 E Main St suite b, Niles, MI 49120
2693405925
Tammy Graff, Ruoff Mortgage
815 E Main St suite b, Niles, MI 49120
2197307154
Community Mortgage
8 S Lincoln Ave, Niles, MI 49120
2696833040
Ryan Rogers, Ruoff Mortgage
815 W Main St suite b, Niles, MI 49120
2694497799
What Does a Mortgage Refinance Company in Niles Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Third party costs like credit report fees and recording fees add 100 to 300 dollars. Total closing costs often range from 2,000 to 5,000 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Niles Michigan?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders in Michigan also require a property appraisal. Your refinance company will provide a full list based on your loan type.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise. Your lender must give you a Closing Disclosure at least three business days before closing.