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Browse mortgage refinance companies serving Kalamazoo, Michigan. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Kalamazoo, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 12 mortgage refinance companies in Kalamazoo, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kalamazoo Mortgage
2415 S 11th St Suite A, Kalamazoo, MI 49009
2693646000
Treadstone Funding: Jeremy Drobeck
5787 Stadium Dr Suite C, Kalamazoo, MI 49009
2693607109
PrimeLending, A PlainsCapital Company - Kalamazoo
2280 S 11th St Suite 283, Kalamazoo, MI 49009
2694593783
Arbor Financial Credit Union
1551 S 9th St, Kalamazoo, MI 49009
2693756702
Scotty Burkett- PrimeLending NMLS 400534
2280 S 11th St Suite 283, Kalamazoo, MI 49009
2694593783
Brian Wolfe - EASE Mortgage
234 W Cedar St, Kalamazoo, MI 49007
2697793424
EST Home Mortgage
1558 Spruce Dr, Kalamazoo, MI 49008
2694882025
Community First Mortgage of Michigan
2280 S 11th St Suite 200, Kalamazoo, MI 49009
2692565060
Golden Mortgage Company- Kalamazoo
5985 W Main St #104, Kalamazoo, MI 49009
2693723055
PrimeLending, A PlainsCapital Company - Detroit
2280 S 11th St Suite 283, Kalamazoo, MI 49009
2485045340
Sara Curry, Mortgage Loan Officer, Lake Michigan Credit Union, NMLS# 564893
435 S Westnedge Ave, Kalamazoo, MI 49007
2699786129
Benchmark Mortgage Kalamazoo
251 N Rose St Suite 200, Kalamazoo, MI 49007
2698087165
A mortgage refinance company in Kalamazoo Michigan helps homeowners replace their existing home loan with a new one. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local refinance options include conventional, FHA, and VA loans tailored to Kalamazoo County property values.
What Does a Mortgage Refinance Company in Kalamazoo Cost?
Typical costs for a mortgage refinance in Michigan range from 2% to 5% of the loan amount. For a $200,000 loan, that means $4,000 to $10,000 in fees including appraisal, origination, title search, and recording fees. Michigan also charges a mortgage recording tax of $0.55 per $100 of the loan amount. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Kalamazoo?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm home value. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed. Your lender must provide a Closing Disclosure at least three business days before closing.
Are there Michigan specific rules for refinancing a mortgage?
Yes. Michigan law requires lenders to disclose all fees clearly in the Loan Estimate. There is no state prepayment penalty on most residential mortgages. Also, Michigan residents have a three day right of rescission after signing for a refinance on their primary home.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.