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Mortgage Refinance Companies in Clio, MI

Compare mortgage refinance companies in Clio. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Clio, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 3 mortgage refinance companies in Clio, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Genisys Credit Union
300 Smith St, Clio, MI 48420
(810) 686-5756 genisyscu.org
PNC Mortgage
107 E Vienna St, Clio, MI 48420
(810) 686-1300 pnc.com
Chase Mortgage
4130 W Vienna Rd, Clio, MI 48420
(810) 687-1550 chase.com

Mortgage refinance companies in Clio, Michigan help homeowners lower their interest rates or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Clio residents can work with local brokers or national lenders to find a suitable refinance option.

What Does a Mortgage Refinance Company in Clio Cost?

Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Clio Michigan?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Michigan laws that affect mortgage refinancing?
Yes, Michigan has a 3-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, Michigan law requires lenders to disclose all fees clearly before closing.

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