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Find Mortgage Refinance Companies in South Bend, IN
Directory of mortgage refinance companies in South Bend, Indiana. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
South Bend, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 13 mortgage refinance companies in South Bend, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hallmark Home Mortgage
54505 26th St Suite F, South Bend, IN 46635
5742732300
Ruoff Mortgage - South Bend
1710 Edison Rd Suite C, South Bend, IN 46617
5742345201
Lori Hiscock, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
5747070196
Cory Wilson, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
3177161053
Michael Grove, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
5742742329
Stephanie Moncayo, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
2699322435
Jan Edwards, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
5742345201
Amy Helmen, Ruoff Mortgage
1710 Edison Rd, South Bend, IN 46617
5742201702
Everwise Mortgage
110 S Main St, South Bend, IN 46601
5742363518
Arielle Schmitt, Ruoff Mortgage
1710 Edison Rd Suite C, South Bend, IN 46617
5742290498
1st MIDWEST MORTGAGE CORPORATION
316 N Ironwood Dr #2, South Bend, IN 46615
5742871152
Notre Dame Federal Credit Union Mortgage Center
2025 Edison Rd # B, South Bend, IN 46637
8552421837
Centennial Mortgage, Inc.
218 W Washington St, South Bend, IN 46601
5742336773
Mortgage refinance companies in South Bend Indiana help homeowners lower their interest rates or change loan terms. Indiana law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand St. Joseph County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in South Bend Cost?
Typical refinance costs in Indiana include an appraisal fee of 400 to 600 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs generally range from 2,000 to 5,000 dollars. These costs vary by lender and loan type. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in South Bend Indiana?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Indiana lenders also require a property appraisal to confirm current home value.
How long does a mortgage refinance take in Indiana?
A standard refinance in Indiana usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Indiana specific laws for refinancing?
Yes, Indiana law requires lenders to disclose all fees and terms clearly. The state also has a three day right of rescission for most refinances, giving you time to cancel after signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.