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Find Mortgage Refinance Companies Near You in Carmel, IN

Looking for a mortgage refinance company in Carmel? Review the directory below to compare your options.

19 agents listed
Updated June 2026
Carmel, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Indiana before hiring.
Showing 19 mortgage refinance companies in Carmel, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Quality Lending
630 W Carmel Dr #160, Carmel, IN 46032
(800) 304-1925 totalqualitylending.com
Chad Fallis at CrossCountry Mortgage
645 W Carmel Dr Suite 170, Carmel, IN 46032
(317) 819-3935 chadfallis.com
Lennar Mortgage, LLC Indiana
11555 N Meridian St Suite 210, Carmel, IN 46032
(317) 643-4649 lennarmortgage.com
Powell Home Mortgage
601 E Greyhound Pass, Carmel, IN 46032
(317) 863-8226 powellhomemtg.com
Mack Howell - First Community Mortgage - NMLS ID 362121
600 E Carmel Dr #124, Carmel, IN 46032
(317) 372-3653 mackhowellmortgage.com
Mark Kuchik at CrossCountry Mortgage
645 W Carmel Dr Suite 170, Carmel, IN 46032
(317) 819-3910 teamkuchik.com
Ruoff Mortgage - Carmel
11711 N Meridian St #130, Carmel, IN 46032
(317) 853-2670 ruoff.com
Chris Cannon, Ruoff Mortgage
11711 N Meridian St #130, Carmel, IN 46032
(812) 219-4324 ruoff.com
Advisors Mortgage Group - Carmel, IN - South
600 E Carmel Dr SUITE 272, Carmel, IN 46032
(317) 497-3933 mmohr.advisorsmortgage.com
Verified Mortgage
38 W Main St Suite 119, Carmel, IN 46032
(317) 650-8547 verifiedmortgage.com
Duffy Mullen - Leader One Financial
15 E Main St Ste 300, Carmel, IN 46032
(317) 753-0127 duffymullen.com
Advisors Mortgage Group - Carmel, IN
811 W Main St Suite 210, Carmel, IN 46032
(463) 223-9592 hardworkingmortgageguy.com
Chris Pisano at Rate (NMLS #1493954)
252 W Main St, Carmel, IN 46032
(317) 730-7990 rate.com
Brokered Rate Mortgage Corp.
408 W Main St, Carmel, IN 46032
(317) 660-5780 brokeredratemortgage.com
Atlantic Mortgage Inc.
865 W Carmel Dr #112, Carmel, IN 46032
(317) 580-4900 atlanticmortgageinc.com
CrossCountry Mortgage, LLC
645 W Carmel Dr Suite 170, Carmel, IN 46032
(317) 846-1250 mycrosscountryhome.com
Thrive Mortgage - Carmel IN
650 E Carmel Dr SUITE 135, Carmel, IN 46032
(317) 912-1214 thrivemortgage.com
Milestone Home Lending
236 E Carmel Dr, Carmel, IN 46032
(317) 517-2068 milestonehl.com
Optimum Mortgage Company, LLC
550 Congressional Blvd Suite 350, Carmel, IN 46032
(317) 689-8242 optimamtg.com

Mortgage refinance companies in Carmel Indiana help homeowners lower their interest rates or change loan terms. Indiana law requires lenders to provide a Loan Estimate within three business days of application. Carmel residents can work with local firms that understand the Marion County property market and Indiana foreclosure procedures.

What Does a Mortgage Refinance Company in Carmel Cost?

Typical costs for refinancing a mortgage in Indiana include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Carmel Indiana?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Indiana lenders also require a property appraisal and a valid government ID.
How long does a mortgage refinance take in Indiana?
A standard refinance in Indiana usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.

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