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Find Mortgage Refinance Companies in Carmel, IN

Compare mortgage refinance companies in Carmel. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Carmel, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 19 mortgage refinance companies in Carmel, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Quality Lending
630 W Carmel Dr #160, Carmel, IN 46032
8003041925
Chad Fallis at CrossCountry Mortgage
645 W Carmel Dr Suite 170, Carmel, IN 46032
3178193935
Lennar Mortgage, LLC Indiana
11555 N Meridian St Suite 210, Carmel, IN 46032
3176434649
Powell Home Mortgage
601 E Greyhound Pass, Carmel, IN 46032
3178638226
Mack Howell - First Community Mortgage - NMLS ID 362121
600 E Carmel Dr #124, Carmel, IN 46032
3173723653
Mark Kuchik at CrossCountry Mortgage
645 W Carmel Dr Suite 170, Carmel, IN 46032
3178193910
Ruoff Mortgage - Carmel
11711 N Meridian St #130, Carmel, IN 46032
3178532670
Chris Cannon, Ruoff Mortgage
11711 N Meridian St #130, Carmel, IN 46032
8122194324
Advisors Mortgage Group - Carmel, IN - South
600 E Carmel Dr SUITE 272, Carmel, IN 46032
3174973933
Verified Mortgage
38 W Main St Suite 119, Carmel, IN 46032
3176508547
Duffy Mullen - Leader One Financial
15 E Main St Ste 300, Carmel, IN 46032
3177530127
Advisors Mortgage Group - Carmel, IN
811 W Main St Suite 210, Carmel, IN 46032
4632239592
Chris Pisano at Rate (NMLS #1493954)
252 W Main St, Carmel, IN 46032
3177307990
Brokered Rate Mortgage Corp.
408 W Main St, Carmel, IN 46032
3176605780
Atlantic Mortgage Inc.
865 W Carmel Dr #112, Carmel, IN 46032
3175804900
CrossCountry Mortgage, LLC
645 W Carmel Dr Suite 170, Carmel, IN 46032
3178461250
Thrive Mortgage - Carmel IN
650 E Carmel Dr SUITE 135, Carmel, IN 46032
3179121214
Milestone Home Lending
236 E Carmel Dr, Carmel, IN 46032
3175172068
Optimum Mortgage Company, LLC
550 Congressional Blvd Suite 350, Carmel, IN 46032
3176898242

Mortgage refinance companies in Carmel Indiana help homeowners lower their interest rates or change loan terms. Indiana law requires lenders to provide a Loan Estimate within three business days of application. Carmel residents can work with local firms that understand the Marion County property market and Indiana foreclosure procedures.

What Does a Mortgage Refinance Company in Carmel Cost?

Typical costs for refinancing a mortgage in Indiana include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Carmel Indiana?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Indiana lenders also require a property appraisal and a valid government ID.
How long does a mortgage refinance take in Indiana?
A standard refinance in Indiana usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.