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Find Mortgage Refinance Companies Near You in Chesterton, IN

Directory of mortgage refinance companies in Chesterton, Indiana. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Chesterton, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 4 mortgage refinance companies in Chesterton, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Exchange
890 Sidewalk Rd, Chesterton, IN 46304
2197282059
Equity One Financial
1140 S Calumet Rd Suite 2, Chesterton, IN 46304
8772195672
Chase Home Lending
109 Broadway Ave, Chesterton, IN 46304
7243323535
Chase Mortgage
150 W Indiana Ave, Chesterton, IN 46304
2199211683

Mortgage refinance companies in Chesterton Indiana help homeowners adjust their loan terms or lower their interest rates. Indiana law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Working with a local company can simplify the process and ensure compliance with state regulations.

What Does a Mortgage Refinance Company in Chesterton Cost?

Typical costs for a mortgage refinance in Indiana include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally total 2 to 5 percent of the loan principal. These costs vary by property value and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Chesterton Indiana?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Indiana lenders may also require a copy of your current mortgage statement and a property appraisal.
How long does a mortgage refinance take in Indiana?
A standard refinance in Indiana usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise.
Are there Indiana specific laws for mortgage refinancing?
Yes Indiana requires lenders to disclose all fees in a Loan Estimate within three business days. The state also has a three day right of rescission for most refinances allowing you to cancel the loan without penalty.