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Compare Mortgage Refinance Companies in Muncie, IN
Directory of mortgage refinance companies in Muncie, Indiana. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Muncie, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 17 mortgage refinance companies in Muncie, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
814 E McGalliard Rd, Muncie, IN 47303
7652864428
World Finance
1403 W McGalliard Rd #1, Muncie, IN 47304
7658816138
Ruoff Mortgage - Muncie
3607 Wheeling Ave, Muncie, IN 47304
7655872280
Ryan Vannatter, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7657489790
Preferred Capital
4904 Wheeling Ave, Muncie, IN 47304
7658969863
KTL Performance Mortgage Muncie
4710 E Jackson St Suite 2, Muncie, IN 47303
7652734711
Justin Phillips, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7658082111
Kayla Kreigh, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
4193101220
Clayton Wright, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7655172723
OneMain Financial
330 E McGalliard Rd, Muncie, IN 47303
7652847781
Andy Thorpe, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7657440490
Union Home Mortgage
1812 W McGalliard Rd, Muncie, IN 47304
7652820507
Thrive Mortgage - Muncie IN
1812 W McGalliard Rd, Muncie, IN 47304
7652820507
Cindy Buchanan - Old National Bank
320 S High St, Muncie, IN 47305
7652543948
Chase Home Lending
912 S Tillotson Ave, Muncie, IN 47304
7032177900
Chase Mortgage
220 S Walnut St, Muncie, IN 47305
7657474543
Chase Home Lending
1635 W McGalliard Rd, Muncie, IN 47304
9492936202
Mortgage refinance companies in Muncie, Indiana help homeowners lower their interest rates or change loan terms. Indiana law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through the process and explain state-specific rules like the Indiana mortgage tax.
What Does a Mortgage Refinance Company in Muncie Cost?
Typical costs for refinancing a mortgage in Indiana include an appraisal fee of 400 to 600 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. Indiana also imposes a mortgage recording tax of 0.11 percent. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Muncie?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Indiana lenders also require a property appraisal. Having these ready can speed up the process.
How long does a mortgage refinance take in Indiana?
A typical refinance in Indiana takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there Indiana specific fees for refinancing?
Yes, Indiana charges a mortgage recording tax equal to 0.11 percent of the loan amount. There may also be state transfer taxes and local recording fees. Ask your lender for a full list of fees upfront.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.