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Mortgage Refinance Companies in Kokomo, IN

Compare mortgage refinance companies in Kokomo. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Kokomo, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 19 mortgage refinance companies in Kokomo, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The 2 Mortgage Guys
1221 Appletree Ln, Kokomo, IN 46902
7654508933
GVC Mortgage, NMLS# 2334
2904 S Reed Rd, Kokomo, IN 46902
7654552000
Mariner Finance
1818 E Hoffer St, Kokomo, IN 46902
7654523023
Amber Powell, MJW Mortgage
1718 S Plate St, Kokomo, IN 46902
7654320715
Financial Builders
2828 S Lafountain St, Kokomo, IN 46902
7654550500
Ruoff Mortgage - Kokomo
2038 S Reed Rd, Kokomo, IN 46902
7654507572
Dirk Webster, Ruoff Mortgage
2038 S Reed Rd, Kokomo, IN 46902
7652711918
Kayla Hudson, Ruoff Mortgage
2038 S Reed Rd, Kokomo, IN 46902
7652712732
OneMain Financial
1611 E Markland Ave, Kokomo, IN 46901
7654578321
Laura Roberts, Ruoff Mortgage
2038 S Reed Rd, Kokomo, IN 46902
2609996200
Mortgage City, Inc
1202 Appletree Ln, Kokomo, IN 46902
7658540400
Jason Lipinski: Branch Manager, Mortgage Consultant, NMLS# 167569
2916 S Reed Rd, Kokomo, IN 46902
7654552000
BMO Harris Bank Mortgage
2135 N Washington St, Kokomo, IN 46901
8883402265
BMO Harris Bank Mortgage
2800 S Reed Rd, Kokomo, IN 46902
8883402265
American Mortgage Service Company
1622 E Hoffer St, Kokomo, IN 46902
7654598013
Indiana USDA Mortgages
202 N Main St, Kokomo, IN 46901
7654508933
PNC Mortgage
3701 S Lafountain St, Kokomo, IN 46902
7658542433
Indiana VA Mortgages
202 N Main St, Kokomo, IN 46901
7654508933
Commercial Lending Kokomo IN
2743 Albright Rd, Kokomo, IN 46902
7653479979

A mortgage refinance company in Kokomo Indiana helps homeowners lower their rate or change loan terms. Indiana law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services can guide you through the process and explain state-specific rules like the Indiana mortgage tax.

What Does a Mortgage Refinance Company in Kokomo Cost?

Typical refinance costs in Indiana range from 2 to 5 percent of the loan amount. For a 200,000 dollar loan, closing costs often total 4,000 to 10,000 dollars. This includes the Indiana mortgage recording tax, appraisal fees, and title services. Actual costs depend on your loan size, credit score, and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Kokomo Indiana?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Indiana lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Indiana?
Most refinances close in 30 to 45 days. Indiana law gives you a three-day right of rescission after signing, meaning you can cancel without penalty within that time.
Are there Indiana specific fees for refinancing?
Indiana charges a mortgage recording tax of 0.11 percent of the loan amount. You may also pay title insurance, appraisal fees, and lender origination costs.