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Find Mortgage Refinance Companies in Wheaton, IL

Browse mortgage refinance companies serving Wheaton, Illinois. Contact information and addresses listed below.

8 agents listed
Updated June 2026
Wheaton, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 8 mortgage refinance companies in Wheaton, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Team Edgar Llanes Rabbi Mortgage Inc. CA, FL, IN, IL
1776A S Naperville Rd #106, Wheaton, IL 60189
(773) 656-5423 rabbimortgage.com
Rabbi Mortgage Inc: Elmer Fragoso
1776 S Naperville Rd # 106-A, Wheaton, IL 60189
(708) 833-2238 rabbimortgage.my1003app.com
Tracy Leddy at Prosperity Home Mortgage - Wheaton
145 Danada Square E, Wheaton, IL 60189
(630) 956-4122 phmloans.com
Marc Purvis, Mortgage Loans
610 E Roosevelt Rd, Wheaton, IL 60187
(312) 523-9693 blink.mortgage
Dan Palumbo - First American Mortgage
209 W Roosevelt Rd, Wheaton, IL 60187
(630) 842-3733 firstamericanmortgagecorp.com
Karina Robles-Rabbi Mortgage Inc
1776A S Naperville Rd Suite 106, Wheaton, IL 60189
(773) 558-2531 rabbimortgage.my1003app.com
First American Mortgage Corp - Bill Haggerty
209 W Roosevelt Rd #100, Wheaton, IL 60187
(630) 518-5127
American Fidelity Mortgage Services, Inc.
1776 S Naperville Rd Bldg B Suite 101B, Wheaton, IL 60189
(630) 681-1010 afmsi.com

Mortgage refinance companies in Wheaton Illinois help homeowners lower their rate or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local firms understand DuPage County property values and can guide you through the process.

What Does a Mortgage Refinance Company in Wheaton Cost?

Typical costs for refinancing in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Illinois documentary stamp tax is 0.50 per 100 dollars borrowed. Third-party fees like credit report and flood certification add 50 to 150 dollars. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing in Wheaton Illinois?
A standard refinance in Illinois takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed. Your lender must provide a Closing Disclosure at least three business days before closing.
Do Illinois refinance loans require a home appraisal?
Most refinance loans in Illinois require a full appraisal to confirm the home value. Some streamline programs like FHA or VA may waive this. Your lender will tell you if an appraisal is needed based on your loan type.
What Illinois laws affect mortgage refinancing costs?
Illinois charges a state documentary stamp tax on the mortgage note at 0.50 per 100 dollars of the loan amount. Recording fees also apply in DuPage County. These costs are listed in your Loan Estimate and Closing Disclosure.

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