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Directory of mortgage refinance companies in Batavia, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Batavia, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 mortgage refinance companies in Batavia, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Initial Mortgage, Inc.
108 1st St Suite 1, Batavia, IL 60510
8884064252
Chase Home Lending
5 N Randall Rd, Batavia, IL 60510
6304065518
A mortgage refinance company in Batavia Illinois helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change the loan term. Illinois law requires lenders to provide a Loan Estimate within three business days of application.
What Does a Mortgage Refinance Company in Batavia Cost?
Typical costs for a mortgage refinance in Illinois include an appraisal fee of 300 to 600 dollars and origination fees of 0.5 to 1 percent of the loan amount. Title insurance and recording fees add another 500 to 1500 dollars. Total closing costs often range from 2000 to 6000 dollars for a 200000 dollar loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Batavia?
You typically need pay stubs tax returns bank statements and a photo ID. The lender will also check your credit score and home value. Requirements can vary by lender and loan type.
How long does a mortgage refinance take in Illinois?
The process usually takes 30 to 45 days from application to closing. Illinois law allows a three day rescission period after signing for most refinances. Delays can happen if appraisals or title work take longer.
Are there closing costs for refinancing in Batavia Illinois?
Yes closing costs typically range from 2 to 5 percent of the loan amount. These include appraisal fees title insurance and origination charges. Some lenders offer no closing cost options but may charge a higher interest rate.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.