Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 8 mortgage refinance companies in Alton, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
228 Regional Dr, Alton, IL 62002
6184620139
Mariner Finance
1837 Homer M Adams Pkwy Suite G-2, Alton, IL 62002
6184662728
Regional Finance
1837 Homer M Adams Pkwy Suite Q, Alton, IL 62002
6186192641
Revity Credit Union
4105 Humbert Rd, Alton, IL 62002
6187977993
OneMain Financial
215 E Center Dr d, Alton, IL 62002
6184652566
Sports Afield Mortgage
3644 Fosterburg Rd, Alton, IL 62002
6184946491
Preferred Mortgage Services, Inc.
2375 East Homer M Adams Pkwy, Alton, IL 62002
6184635700
US Bank Mortgage
2627 State St, Alton, IL 62002
8008722657
What Does a Mortgage Refinance Company in Alton Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs usually range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Alton?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Illinois?
A typical refinance in Illinois takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed.
Are there Illinois laws that protect me during refinancing?
Yes, Illinois has a three day right of rescission for most refinances. This means you can cancel the new loan within three business days after signing without penalty.