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Browse mortgage refinance companies serving St. Charles, Illinois. Contact information and addresses listed below.
20 agents listed
Updated May 2026
St. Charles, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 20 mortgage refinance companies in St. Charles, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Team Hochberg
11 E Main St Office 106, St. Charles, IL 60174
8555632843
Steve Hendriksen - Mortgage Lender
11 E Main St Office 106, St. Charles, IL 60174
2176203894
Kelly DePauw - Mortgage Lender; First American Bank
The Mortgage Link- St. Charles, IL Steven Phras Branch
2320 Dean St # 106, St. Charles, IL 60175
8476306636
The Bukowski Mortgage Team - The Money Store
405 Illinois Ave #2c, St. Charles, IL 60174
6302543752
Guild Mortgage - Julie Parrilli
40w310 LaFox Rd c1, St. Charles, IL 60175
6309880094
Chris Hoss at CrossCountry Mortgage
116 E Main St #2n, St. Charles, IL 60174
6308840030
Guild Mortgage - Clarita Lage
40w310 LaFox Rd c1, St. Charles, IL 60175
6305249687
Telli Panagakis at CrossCountry Mortgage
116 E Main St, St. Charles, IL 60174
6302859300
Traci Emond - Guild Mortgage
40w310 LaFox Rd C-1, St. Charles, IL 60175
2248056482
Cindy Piazza - Atlantic Coast Mortgage
11 E Main St, St. Charles, IL 60174
6304173696
The Hoss Team at CrossCountry Mortgage
116 E Main St, St. Charles, IL 60174
6308845000
Partners In Mortgage
1350 E Main St, St. Charles, IL 60174
6304439131
GreenState Mortgage - Patrick McClain NMLS # 755881
3755 E Main St Suite 152, St. Charles, IL 60174
6305445851
Guild Mortgage Company
40w310 LaFox Rd C-1, St. Charles, IL 60175
6303263630
Mutual of Omaha Mortgage
104 S 2nd Ave, St. Charles, IL 60174
8004855364
Guild Mortgage - Jennifer Purrington
612 W Main St, St. Charles, IL 60174
8479512636
Gina Ramseyer at CrossCountry Mortgage
116 E Main St, St. Charles, IL 60174
6304238036
A mortgage refinance company in St. Charles Illinois helps homeowners replace their existing home loan with a new one. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local St. Charles residents often refinance to lower their interest rate or switch from an adjustable to a fixed rate loan.
What Does a Mortgage Refinance Company in St. Charles Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan principal. These figures are general information and do not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in St. Charles?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Illinois lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.