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Compare Mortgage Refinance Companies in Springfield, IL

Browse mortgage refinance companies serving Springfield, Illinois. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Springfield, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 20 mortgage refinance companies in Springfield, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
3417 Freedom Dr, Springfield, IL 62704
(217) 718-5174 locations.marinerfinance.com
Andrew Cornett - LeaderOne Financial ( DayOne Mortgage)
2055 W Iles Ave, Springfield, IL 62704
(217) 553-1170 dayonemortgage.com
Constant Mortgage Group - HMA Mortgage
1224 Centre W Dr # 200D, Springfield, IL 62704
(217) 836-2177 constantmortgagegroup.com
World Finance
2427 Denver Dr Ste B, Springfield, IL 62702
(217) 528-6510 loansbyworld.com
Diamond Residential Mortgage Corporation
3330 Hedley Rd #B, Springfield, IL 62711
(217) 651-4418 diamondresidential.com
OneMain Financial
2727 S 6th St, Springfield, IL 62703
(217) 753-2900 onemainfinancial.com
Flat Branch Home Loans
3500 Mitchell Dr, Springfield, IL 62711
(217) 726-9000 flatbranchhomeloans.com
217 Mortgage powered by New American Funding
3159 Pleasant Run ste B, Springfield, IL 62711
(217) 691-3075 newamericanfunding.com
New American Funding - Fred Weber
3159 Pleasant Run ste B, Springfield, IL 62711
(217) 290-2106 newamericanfunding.com
Illinois Home Mortgage
3500 Mitchell Dr, Springfield, IL 62711
(217) 726-9000
Capital City Mortgage Group LLC
431 E Adams St Ste. 203, Springfield, IL 62701
(217) 220-0298 capitalcitymortgagegroup.com
PNC Mortgage
3019 Chatham Rd, Springfield, IL 62704
(217) 535-6600 pnc.com
US Bank Mortgage
205 S 5th St, Springfield, IL 62701
(800) 872-2657 usbank.com
New American Funding - Springfield Pleasant Run
3159 Pleasant Run ste B, Springfield, IL 62711
(217) 691-3075 newamericanfunding.com
HMA Mortgage
1224 Centre W Dr # 200D, Springfield, IL 62704
(217) 836-2177 hmamortgage.com
PNC Mortgage
802 S 11th St, Springfield, IL 62703
(217) 535-6700 pnc.com
PNC Mortgage
2007 S MacArthur Blvd, Springfield, IL 62704
(217) 535-6900 pnc.com
Chase Mortgage
1 E Old State Capitol Plaza, Springfield, IL 62701
(217) 527-3860 chase.com
Trent Peterman - Diamond Residential Mortgage Corporation
3330 Hedley Rd Suites A2 and B, Springfield, IL 62711
(217) 622-9407 diamondresidential.com
PNC Mortgage
1101 Centre W Dr, Springfield, IL 62704
(217) 793-6300 pnc.com

A mortgage refinance company in Springfield Illinois helps homeowners replace their existing home loan with a new one. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Sangamon County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Springfield Cost?

Typical costs for a mortgage refinance in Illinois include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. Illinois also charges a state documentary stamp tax of 0.50 dollars per 500 dollars of the mortgage amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Springfield Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal and a copy of your current mortgage statement.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Illinois specific laws for mortgage refinancing?
Yes, Illinois has a three day right of rescission for most refinances on your primary home. This means you can cancel the loan for any reason within three business days after signing.

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