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Find Mortgage Refinance Companies in Springfield, IL
Browse mortgage refinance companies serving Springfield, Illinois. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Springfield, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 20 mortgage refinance companies in Springfield, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
3417 Freedom Dr, Springfield, IL 62704
2177185174
Andrew Cornett - LeaderOne Financial ( DayOne Mortgage)
2055 W Iles Ave, Springfield, IL 62704
2175531170
Constant Mortgage Group - HMA Mortgage
1224 Centre W Dr # 200D, Springfield, IL 62704
2178362177
World Finance
2427 Denver Dr Ste B, Springfield, IL 62702
2175286510
Diamond Residential Mortgage Corporation
3330 Hedley Rd #B, Springfield, IL 62711
2176514418
OneMain Financial
2727 S 6th St, Springfield, IL 62703
2177532900
Flat Branch Home Loans
3500 Mitchell Dr, Springfield, IL 62711
2177269000
217 Mortgage powered by New American Funding
3159 Pleasant Run ste B, Springfield, IL 62711
2176913075
New American Funding - Fred Weber
3159 Pleasant Run ste B, Springfield, IL 62711
2172902106
Illinois Home Mortgage
3500 Mitchell Dr, Springfield, IL 62711
2177269000
Capital City Mortgage Group LLC
431 E Adams St Ste. 203, Springfield, IL 62701
2172200298
PNC Mortgage
3019 Chatham Rd, Springfield, IL 62704
2175356600
US Bank Mortgage
205 S 5th St, Springfield, IL 62701
8008722657
New American Funding - Springfield Pleasant Run
3159 Pleasant Run ste B, Springfield, IL 62711
2176913075
HMA Mortgage
1224 Centre W Dr # 200D, Springfield, IL 62704
2178362177
PNC Mortgage
802 S 11th St, Springfield, IL 62703
2175356700
PNC Mortgage
2007 S MacArthur Blvd, Springfield, IL 62704
2175356900
Chase Mortgage
1 E Old State Capitol Plaza, Springfield, IL 62701
3330 Hedley Rd Suites A2 and B, Springfield, IL 62711
2176229407
PNC Mortgage
1101 Centre W Dr, Springfield, IL 62704
2177936300
A mortgage refinance company in Springfield Illinois helps homeowners replace their existing home loan with a new one. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Sangamon County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Springfield Cost?
Typical costs for a mortgage refinance in Illinois include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. Illinois also charges a state documentary stamp tax of 0.50 dollars per 500 dollars of the mortgage amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Springfield Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal and a copy of your current mortgage statement.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Illinois specific laws for mortgage refinancing?
Yes, Illinois has a three day right of rescission for most refinances on your primary home. This means you can cancel the loan for any reason within three business days after signing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.