ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Rockford, IL
Directory of mortgage refinance companies in Rockford, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Rockford, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 15 mortgage refinance companies in Rockford, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
5301 E State St Suite 108 and 109, Rockford, IL 61108
8153998665
Guild Mortgage - Ronald Lawson
420 Financial Ct Suite 110, Rockford, IL 61107
8153125820
MembersAlliance Credit Union
6951 Olde Creek Rd, Rockford, IL 61114
8154841160
First Northern Credit Union Mortgage Services
6832 Stalter Dr, Rockford, IL 61108
8153329898
Kris Bass - Envoy Mortgage
6876 Spring Creek Rd Suite #124, Rockford, IL 61114
8156313176
Guild Mortgage - Erich Stonewall
420 Financial Ct Suite 110, Rockford, IL 61107
8153125825
Guild Mortgage - Mike Scalise
420 Financial Ct Suite 110, Rockford, IL 61107
8153125823
Envoy Mortgage - Crystal Lake, IL
6277 E Riverside Blvd, Rockford, IL 61114
2242418025
Get Approved Mortgage, Inc.
2821 Glenwood Ave Suite 1, Rockford, IL 61103
8887772579
George Pleshkewych - MLO
2126 N Perryville Rd Suite 101, Rockford, IL 61107
8157082267
Wintrust Mortgage
1825 N Perryville Rd, Rockford, IL 61107
8156399590
Jason Naill Mortgages
3963 N Perryville Rd, Rockford, IL 61114
8155406270
Guild Mortgage Company
420 Financial Ct Suite 110, Rockford, IL 61107
8153125820
GSF Mortgage Corporation
3065 N Perryville Rd Ste 141, Rockford, IL 61114
8156368943
Hard Money Lenders Rockford IL
401 W State St, Rockford, IL 61101
7792422476
Mortgage refinance companies in Rockford Illinois help homeowners lower their rate or change loan terms. Illinois law requires lenders to provide a good faith estimate of costs within three business days of application. Local Rockford lenders understand the specific property values and market conditions in Winnebago County.
What Does a Mortgage Refinance Company in Rockford Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,200 dollars. Closing costs in Rockford usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Rockford?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Rockford who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.