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Compare Mortgage Refinance Companies in Rockford, IL

Browse mortgage refinance companies serving Rockford, Illinois. Contact information and addresses listed below.

15 agents listed
Updated June 2026
Rockford, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 15 mortgage refinance companies in Rockford, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
5301 E State St Suite 108 and 109, Rockford, IL 61108
(815) 399-8665 loansbyworld.com
Guild Mortgage - Ronald Lawson
420 Financial Ct Suite 110, Rockford, IL 61107
(815) 312-5820 branches.guildmortgage.com
MembersAlliance Credit Union
6951 Olde Creek Rd, Rockford, IL 61114
(815) 484-1160 membersalliance.org
First Northern Credit Union Mortgage Services
6832 Stalter Dr, Rockford, IL 61108
(815) 332-9898 fncu.org
Kris Bass - Envoy Mortgage
6876 Spring Creek Rd Suite #124, Rockford, IL 61114
(815) 631-3176 envoymortgage.com
Guild Mortgage - Erich Stonewall
420 Financial Ct Suite 110, Rockford, IL 61107
(815) 312-5825 branches.guildmortgage.com
Guild Mortgage - Mike Scalise
420 Financial Ct Suite 110, Rockford, IL 61107
(815) 312-5823 branches.guildmortgage.com
Envoy Mortgage - Crystal Lake, IL
6277 E Riverside Blvd, Rockford, IL 61114
(224) 241-8025 envoymortgage.com
Get Approved Mortgage, Inc.
2821 Glenwood Ave Suite 1, Rockford, IL 61103
(888) 777-2579 getapprovedinc.com
George Pleshkewych - MLO
2126 N Perryville Rd Suite 101, Rockford, IL 61107
(815) 708-2267 homewithgeorge.com
Wintrust Mortgage
1825 N Perryville Rd, Rockford, IL 61107
(815) 639-9590 wintrustmortgage.com
Jason Naill Mortgages
3963 N Perryville Rd, Rockford, IL 61114
(815) 540-6270 jnaill.mwbonline.com
Guild Mortgage Company
420 Financial Ct Suite 110, Rockford, IL 61107
(815) 312-5820 branches.guildmortgage.com
GSF Mortgage Corporation
3065 N Perryville Rd Ste 141, Rockford, IL 61114
(815) 636-8943
Hard Money Lenders Rockford IL
401 W State St, Rockford, IL 61101
(779) 242-2476

Mortgage refinance companies in Rockford Illinois help homeowners lower their rate or change loan terms. Illinois law requires lenders to provide a good faith estimate of costs within three business days of application. Local Rockford lenders understand the specific property values and market conditions in Winnebago County.

What Does a Mortgage Refinance Company in Rockford Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,200 dollars. Closing costs in Rockford usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Rockford?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.
Are there Illinois laws that protect me when refinancing?
Yes. Illinois has a three day right of rescission for most refinances. This means you can cancel the loan for any reason within three business days after signing.

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