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Mortgage Refinance Companies in Riverside, IL

Looking for a mortgage refinance company in Riverside? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Riverside, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 3 mortgage refinance companies in Riverside, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer Kossman - Mortgage Lender; First American Bank
15 Riverside Rd, Riverside, IL 60546
(773) 524-3980 firstambank.com
Brendan Financial Inc
30 East Ave, Riverside, IL 60546
(708) 442-2686
Wintrust Mortgage
17 E Burlington St, Riverside, IL 60546
(708) 447-3222 wintrustmortgage.com

Mortgage refinance companies in Riverside Illinois help homeowners adjust loan terms or lower interest rates. Illinois law requires lenders to provide a clear Loan Estimate within three business days of application. Working with a local company can simplify the process and ensure compliance with state regulations.

What Does a Mortgage Refinance Company in Riverside Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees of 300 to 500 dollars and title insurance of 500 to 1,000 dollars. Illinois recording fees add about 100 to 300 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Riverside Illinois?
You typically need pay stubs tax returns bank statements and a photo ID. Illinois lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Illinois-specific fees for mortgage refinancing?
Yes Illinois charges a state mortgage recording fee which is usually around 0.1 percent of the loan amount. You may also pay title insurance and transfer taxes based on local rates.

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