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Compare Mortgage Refinance Companies in Plainfield, IL

Looking for a mortgage refinance company in Plainfield? Review the directory below to compare your options.

12 agents listed
Updated June 2026
Plainfield, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 12 mortgage refinance companies in Plainfield, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rocket Mortgage - Local
2017 S Rte 59, Plainfield, IL 60586
(779) 722-4036 rkt.me
Roberto Delgado at Rate (NMLS #254016)
24113 Lockport St Suite B, Plainfield, IL 60544
(630) 661-6868 rate.com
Christopher Graham-Rocket Mortgage Local Team
2011 Rte 59, Plainfield, IL 60586
(815) 791-4959 bayequityhomeloans.com
Oak Leaf Community Mortgage
24252 W Main St, Plainfield, IL 60544
(779) 252-2000 myoakleaf.com
Brian T. Nevins - Rocket Mortgage Local
2011 Rte 59, Plainfield, IL 60586
(708) 670-5269 rocketmortgage.com
OneMain Financial
12337 S Rte 59 #139, Plainfield, IL 60585
(815) 267-3284 onemainfinancial.com
Smart Mortgage Centers - Plainfield IL
16151 S Lincoln Hwy, Plainfield, IL 60586
(888) 416-0920 smartmortgagecenters.com
Dan Lawton - Powered by The Mortgage Exchange
14912 Eastern Ave, Plainfield, IL 60544
(331) 327-4919 themortgageexchange.com
RDS Mortgage Corporation
14722 Naperville Rd #116, Plainfield, IL 60544
(708) 415-8979 rdsmortgage.com
Karen Walsh Key Mortgage MNLS#631443
11914 Rte 59 #100, Plainfield, IL 60585
(708) 307-1301
US Bank Mortgage
meijer 13521 S, 13521 Rte 59 Meijer, Plainfield, IL 60544
(800) 872-2657 usbank.com
Rate
24113 Lockport St Suite B, Plainfield, IL 60544
(630) 364-7542 rate.com

A mortgage refinance company in Plainfield Illinois helps homeowners replace their existing home loan with a new one. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local Plainfield residents often refinance to lower their interest rate or switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Plainfield Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a home in Plainfield Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Illinois laws that affect mortgage refinancing?
Yes. Illinois has a three day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, Illinois law limits prepayment penalties on most mortgages.

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