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Directory of mortgage refinance companies in Pekin, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Pekin, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 5 mortgage refinance companies in Pekin, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
2918 Court St, Pekin, IL 61554
3093532274
Mariner Finance
3279 Court St, Pekin, IL 61554
3093461155
OneMain Financial
3574 Court St, Pekin, IL 61554
3093463145
First State Mortgage - Pekin
3210 Court St, Pekin, IL 61554
3093535626
PNC Mortgage
3545 Court St, Pekin, IL 61554
3093477075
Mortgage refinance companies in Pekin, Illinois help homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application, giving you clear cost details before you commit.
What Does a Mortgage Refinance Company in Pekin Cost?
Typical costs for a mortgage refinance in Illinois include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs often total 2 to 5 percent of the loan amount. These fees vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Pekin?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders also require a recent property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.