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Find Mortgage Refinance Companies Near You in Ottawa, IL

Browse mortgage refinance companies serving Ottawa, Illinois. Contact information and addresses listed below.

10 agents listed
Updated June 2026
Ottawa, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 10 mortgage refinance companies in Ottawa, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
2744 Columbus St #400, Ottawa, IL 61350
(815) 434-0382 loansbyworld.com
OSB Community Bank
925 La Salle St, Ottawa, IL 61350
(815) 433-2525 myosb.bank
First State Bank
1212 La Salle St, Ottawa, IL 61350
(815) 433-3727 firststatebank.biz
Coldwell Banker Real Estate Group
1402 Columbus St, Ottawa, IL 61350
(815) 433-5501 coldwellhomes.com
The First National Bank of Ottawa a Division of American Commercial Bank & Trust
701 La Salle St, Ottawa, IL 61350
(815) 434-0044 firstottawa.com
Wells Fargo Home Mortgage
1402 Columbus St, Ottawa, IL 61350
(815) 433-3715
Armstrong & Associates, Inc.
1410 Aquarius Cir, Ottawa, IL 61350
(815) 433-2522 raymondjames.com
Compeer Financial
3184 IL-23, Ottawa, IL 61350
(815) 433-1780 compeer.com
First Federal Savings Bank
633 La Salle St, Ottawa, IL 61350
(800) 443-8780 ffsbweb.com
Geoff VeZain - 413494 - Wells Fargo Home Mortgage
1402 Columbus St #3, Ottawa, IL 61350
(815) 433-3715 homeloans.wellsfargo.com

Mortgage refinance companies in Ottawa, Illinois help homeowners lower their interest rates or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the property market in LaSalle County and can guide you through the process.

What Does a Mortgage Refinance Company in Ottawa Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees around $400 to $700, and title insurance fees ranging from $500 to $1,000. Closing costs in Ottawa generally total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Ottawa Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.

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