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Compare mortgage refinance companies in Oswego. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Oswego, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 15 mortgage refinance companies in Oswego, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Earthmover Credit Union
2205 Baseline Rd, Oswego, IL 60543
6308444950
Guild Mortgage - Cary Meyers
4583 IL-71, Oswego, IL 60543
6169152366
Guild Mortgage - Kurt Doy
4583 IL-71, Oswego, IL 60543
6304502513
Guild Mortgage - Ivonne Sanchez
4583 IL-71, Oswego, IL 60543
6309010755
Cherry Creek Mortgage - Autumn Stark
4583 IL-71, Oswego, IL 60543
6306396791
Melissa Olson
4583 IL-71, Oswego, IL 60543
6303372990
Guild Mortgage - Dwayne Lopez
4583 IL-71, Oswego, IL 60543
6308009498
Chase Home Lending
2310 US-34, Oswego, IL 60543
6305546170
Guild Mortgage Company
4583 IL-71, Oswego, IL 60543
6306310035
Movement Mortgage
2677 US-34, Oswego, IL 60543
8773141499
US Bank Mortgage
2300-2600 US-34, Oswego, IL 60543
8008722657
Guild Mortgage - Dan Edwards
14 Stone Hill Rd F, Oswego, IL 60543
8158427530
James Madai - Chase Home Lending Advisor - NMLS ID 1113822
2310 US-34, Oswego, IL 60543
6305546170
Christine Whisenant - Mortgage Loan Officer
1200 Douglas Rd, Oswego, IL 60543
6303856692
Guild Mortgage Company
14 Stone Hill Rd F, Oswego, IL 60543
6305540070
A mortgage refinance company in Oswego Illinois helps homeowners replace their existing home loan with a new one. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local Oswego borrowers can work with these companies to lower their rate or change loan terms.
What Does a Mortgage Refinance Company in Oswego Cost?
Typical costs for a mortgage refinance in Illinois range from 2% to 5% of the loan amount. For a 200,000 dollar loan, this means 4,000 to 10,000 dollars in fees. These costs include appraisal fees, title insurance, origination fees, and recording fees. Actual costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Oswego Illinois?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a copy of your current mortgage statement. Having these ready speeds up the process.
How long does a mortgage refinance take in Illinois?
A typical refinance in Illinois closes in 30 to 45 days. Delays can happen if an appraisal or title work takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.