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Find Mortgage Refinance Companies Near You in Lemont, IL

Compare mortgage refinance companies in Lemont. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Lemont, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 3 mortgage refinance companies in Lemont, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Universal Mortgage Partners Inc
39 Ruffled Feathers Dr, Lemont, IL 60439
(630) 793-8000 gotoump.com
Chase Home Lending
1132 State St, Lemont, IL 60439
(630) 965-7960 homelendingadvisor.chase.com
Wintrust Mortgage
12400 Archer Ave, Lemont, IL 60439
(630) 243-2000 wintrustmortgage.com

Mortgage refinance companies in Lemont, Illinois help homeowners lower their interest rate, reduce monthly payments, or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through the refinance process and explain how property taxes in Cook County may affect your new loan.

What Does a Mortgage Refinance Company in Lemont Cost?

Typical costs for a mortgage refinance in Illinois include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan amount. These costs vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Lemont Illinois?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a copy of your current mortgage statement and a valid ID.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title work is complex.
Are there any Illinois specific laws for mortgage refinancing?
Yes, Illinois has a three business day right of rescission for most refinances. This means you can cancel the loan for any reason within three days after signing. Also, lenders must follow the Illinois High Risk Home Loan Act for certain loan types.

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