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Find Mortgage Refinance Companies Near You in Lake Forest, IL

Directory of mortgage refinance companies in Lake Forest, Illinois. Verify credentials with the state state mortgage licensing authority before hiring.

14 agents listed
Updated June 2026
Lake Forest, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 14 mortgage refinance companies in Lake Forest, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Diamond Residential Mortgage Corporation
582 Oakwood Ave, Lake Forest, IL 60045
(847) 244-9301 diamondresidential.com
Brian Jessen Wintrust Mortgage
727 N Bank Ln, Lake Forest, IL 60045
(847) 712-0830 wintrust.com
Chris Diamond - Diamond Residential Mortgage Corporation
582 Oakwood Ave, Lake Forest, IL 60045
(847) 582-1822 diamondresidential.com
Brendan Bunce - Diamond Residential Mortgage
582 Oakwood Ave, Lake Forest, IL 60045
(847) 849-7509
Wintrust Mortgage
959 S Waukegan Rd, Lake Forest, IL 60045
(847) 615-4080 wintrustmortgage.com
Zach Diamond - Diamond Residential Mortgage Corporation
582 Oakwood Ave, Lake Forest, IL 60045
(847) 207-1660 diamondresidential.com
Mike Redding - Diamond Residential Mortgage Corporation
582 Oakwood Ave, Lake Forest, IL 60045
(847) 582-1822 diamondresidential.com
Chase Home Lending
300 E Illinois Rd, Lake Forest, IL 60045
(847) 899-3373 homelendingadvisor.chase.com
Kris Brian - Diamond Residential Mortgage Corporation
582 Oakwood Ave, Lake Forest, IL 60045
(317) 833-7022 diamondresidential.com
Peter Villanueva / The Federal Savings Bank
644 N Western Ave, Lake Forest, IL 60045
(847) 851-4849 thefederalsavingsbank.com
Mary Erb - Diamond Residential Mortgage Corporation
582 Oakwood Ave, Lake Forest, IL 60045
(847) 582-1822 diamondresidential.com
Steve Hill - Chase Home Lending Advisor - NMLS ID 406330
300 E Illinois Rd, Lake Forest, IL 60045
(847) 899-3373 homelendingadvisor.chase.com
Fifth Third Mortgage - Bill Bertram
990 S Waukegan Rd, Lake Forest, IL 60045
(847) 548-1671 mortgageadvisors.53.com
Wintrust Mortgage
727 N Bank Ln, Lake Forest, IL 60045
(847) 234-2882 wintrustmortgage.com

Mortgage refinance companies in Lake Forest, Illinois help homeowners lower their interest rates or change loan terms. Illinois law requires lenders to provide a clear Loan Estimate within three business days of application. Lake Forest residents often refinance to take advantage of changing market conditions or to access home equity.

What Does a Mortgage Refinance Company in Lake Forest Cost?

Typical costs for mortgage refinancing in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $1,000 to $2,000. Closing costs in Lake Forest often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Lake Forest?
The refinance process in Illinois usually takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and compliance with Illinois disclosure laws. Delays can occur if additional documentation is needed.
Are there Illinois specific laws that affect mortgage refinancing?
Yes, Illinois requires lenders to give borrowers a three day right of rescission after signing for most refinances. This means you can cancel the loan without penalty within three business days. Also, Illinois has strict rules about prepayment penalties and fee disclosures.

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