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Find Mortgage Refinance Companies in Highland, IL

Looking for a mortgage refinance company in Highland? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Highland, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 5 mortgage refinance companies in Highland, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
12551 IL-143 Ste D, Highland, IL 62249
(618) 654-8520 loansbyworld.com
Homestead Financial Mortgage - Highland, IL
1301 Broadway, Highland, IL 62249
(618) 980-3860 homesteadfinancial.com
First Mid Bank & Trust
12616 IL-143, Highland, IL 62249
(618) 654-1111 firstmid.com
US Bank Mortgage
1000 Broadway, Highland, IL 62249
(800) 872-2657 usbank.com
Highlands Residential Mortgage
1001 Main St APT 6, Highland, IL 62249
(618) 205-5480 highlandsmortgage.com

Mortgage refinance companies in Highland, Illinois help homeowners lower their interest rate, change loan terms, or access home equity. Illinois law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local Highland lenders understand the Madison County property market and can guide you through the process.

What Does a Mortgage Refinance Company in Highland Cost?

Typical costs for refinancing a mortgage in Illinois include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Highland Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders may also require a property appraisal and a copy of your current deed.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Illinois specific rules for mortgage refinancing?
Yes. Illinois requires lenders to provide a Loan Estimate within three business days of application. You also have a three day right of rescission after signing for most refinances, meaning you can cancel without penalty.

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