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Compare Mortgage Refinance Companies in Frankfort, IL

Directory of mortgage refinance companies in Frankfort, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

14 agents listed
Updated May 2026
Frankfort, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 14 mortgage refinance companies in Frankfort, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Brian Sewell
20624 Abbey Woods Ct Suite 202 A, Frankfort, IL 60423
6303520629
Mortgage Leaders LLC - Allen Smith
20635 Abbey Woods Ct #303, Frankfort, IL 60423
8155077000
New American Funding - Martin Lorenzen NMLS#2010122
20529 LaGrange Rd Unit M Office 2+3, Frankfort, IL 60423
7735569283
Craig Buske | Mortgage Leaders
20635 Abbey Woods Ct #303, Frankfort, IL 60423
8155077000
Chris Totani at Rate (NMLS #222019)
20 Kansas St Suite 200, Frankfort, IL 60423
6308643771
Michael Bugajski - Old National Bank
19997 LaGrange Rd, Frankfort, IL 60423
7083475780
Rate
20 Kansas St Suite 200, Frankfort, IL 60423
6303647589
Guild Mortgage Company
20624 Abbey Woods Ct Suite 202 A, Frankfort, IL 60423
6303520629
Rob Slovin at Rate (NMLS #130487)
20 Kansas St Suite 200, Frankfort, IL 60423
6303647589
Chaney Abbott at Rate (NMLS #790795)
20 Kansas St Suite 200, Frankfort, IL 60423
6303647570
PNC Mortgage
9651 W Lincoln Hwy, Frankfort, IL 60423
8154644640
Daniel Adlfinger - Chase Home Lending Advisor - NMLS ID 682344
20801 LaGrange Rd, Frankfort, IL 60423
7089515163
The Mortgage Exchange - Frankfort
20950 S Frankfort Square Rd, Frankfort, IL 60423
8884357070
Guild Mortgage - Trena Jackson
20624 Abbey Woods Ct Suite 202 A, Frankfort, IL 60423
6305249671

A mortgage refinance company in Frankfort Illinois helps homeowners replace their existing home loan with a new one. Illinois law requires lenders to provide a Loan Estimate within three business days of application. This process can lower monthly payments or shorten the loan term for Frankfort residents.

What Does a Mortgage Refinance Company in Frankfort Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Frankfort generally range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing in Frankfort Illinois?
The refinance process in Illinois usually takes 30 to 45 days from application to closing. Illinois law requires a three-day rescission period after signing for most refinances. Delays can occur if an appraisal or title work is needed.
Are there Illinois specific rules for mortgage refinancing?
Yes Illinois has a Mortgage Act that requires lenders to be licensed and disclose all fees upfront. Borrowers have the right to cancel certain refinances within three business days under federal law. Illinois also caps prepayment penalties on some loans.
What documents do I need to refinance a home in Frankfort?
You will need recent pay stubs, tax returns, bank statements, and a photo ID. Illinois lenders may also ask for proof of homeowners insurance. The exact list depends on your loan type and income source.