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Find Mortgage Refinance Companies in Downers Grove, IL

Compare mortgage refinance companies in Downers Grove. Review contact information and insurance categorys before you decide.

15 agents listed
Updated May 2026
Downers Grove, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 15 mortgage refinance companies in Downers Grove, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Neighborhood Loans: Downers Grove - NMLS ID: 222982
1333 Butterfield Rd Suite 600, Downers Grove, IL 60515
6302464777
Tammy Hajjar Miller / Neighborhood Loans
1333 Butterfield Rd Suite 600, Downers Grove, IL 60515
7737264374
Eric Hamilton at Rate (NMLS #414113)
5002 Main St Suite 201, Downers Grove, IL 60515
6303647571
Josh Hill - Mortgage Loan Officer - Neighborhood Loans
1333 Butterfield Rd, Downers Grove, IL 60515
7089354850
MyLenderKaren
1333 Butterfield Rd Suite 600, Downers Grove, IL 60515
7089450221
Rudy Lopez at Rate (NMLS #575505)
5002 Main St Suite 201, Downers Grove, IL 60515
6305814768
McGuire Lending Group
900 Ogden Ave, Downers Grove, IL 60515
6309711901
Dylan Kramer, Mortgage Broker, NMLS #224916
1333 Butterfield Rd, Downers Grove, IL 60515
6307087088
Fabian Herrera at Rate (NMLS #2174448)
5002 Main St Suite 201, Downers Grove, IL 60515
6308691052
Gary Komar NMLS #207353 of Draper and Kramer Mortgage Corp.
1431 Opus Pl STE 200, Downers Grove, IL 60515
3122868896
Keith Ulbrich at Rate (NMLS #442589)
5002 Main St Suite 201, Downers Grove, IL 60515
3127521308
Mike Caputo | Sr. Loan Officer | NMLS# 1704574 | Neighborhood Loans
1333 Butterfield Rd, Downers Grove, IL 60515
3312073855
Daniel M. Ortiz- Mortgage Team
5117 Main St ste c, Downers Grove, IL 60515
7738584527
The Mortgage Store Co
3808 Sterling Rd, Downers Grove, IL 60515
8478051818
Rate
5002 Main St Suite 201, Downers Grove, IL 60515
6303647571

Mortgage refinance companies in Downers Grove Illinois help homeowners lower their interest rates or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local refinancers can also guide you on state-specific programs like the Illinois Housing Development Authority refinance options.

What Does a Mortgage Refinance Company in Downers Grove Cost?

In Illinois, closing costs for a mortgage refinance typically range from 2% to 5% of the loan amount. For a $250,000 loan, this means $5,000 to $12,500 in fees. Common costs include an appraisal fee of $400 to $600, title insurance, and lender origination fees. Some lenders offer no closing cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Downers Grove?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed. Your lender will provide a Closing Disclosure at least three business days before closing.
Are there Illinois specific laws that affect mortgage refinancing?
Yes. Illinois requires lenders to be licensed under the Residential Mortgage License Act. Borrowers also have a three day right of rescission for refinances on their primary home. This means you can cancel the loan for any reason within three business days after signing.