Skip to main content

Find Mortgage Refinance Companies Near You in Chicago, IL

Looking for a mortgage refinance company in Chicago? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Chicago, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 20 mortgage refinance companies in Chicago, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sam Sharp at CrossCountry Mortgage
413 N Carpenter St #1w, Chicago, IL 60642
(312) 217-4030 crosscountrymortgage.com
Mike Del Preto
1945 N Elston Ave, Chicago, IL 60642
(312) 488-0552 delpretomortgage.com
Summit Funding, Inc.
900 N Franklin St Suite 401, 503, and 505, Chicago, IL 60610
(312) 224-3820 summitfunding.net
Corby Mortgage | Jeff Schneller | Ryan Sweeney
2409 W 104th St, Chicago, IL 60655
(708) 268-5346 corbymortgage.com
Craig Messman
4619 N Ravenswood Ave #300, Chicago, IL 60640
(773) 458-8916 mymlteam.com
Waterman Bank / Luke Wojtasik, Director of Mortgage Lending
1644 N Honore St Suite 206, Chicago, IL 60622
(708) 955-3046 lukelending.com
Lendlink Financial Inc
5901 N Milwaukee Ave, Chicago, IL 60646
(773) 304-3400 lendlink.us
Connor Keough Mortgage Broker
3520 S Morgan St Suite 231, Chicago, IL 60609
(708) 297-8045 connorkeoughmortgagebroker.com
Midamerica Lenders & Co - Mortgage Lenders | Home Mortgage
5151 N Harlem Ave STE 307, Chicago, IL 60656
(773) 775-6808 ma-lenders.com
Union Home Mortgage - Chicago
111 E Wacker Dr Suite 440, Chicago, IL 60601
(513) 592-3838 nrlmortgage.com
NewCastle Home Loans, Mortgage Lender
171 N Aberdeen St Suite 400, Chicago, IL 60607
(773) 486-1100 newcastle.loans
Renovo Financial
222 W Adams St #3150, Chicago, IL 60606
(312) 279-7305 renovofinancial.com
Kevin Flaherty, Mortgage Advisor - Fairway Independent Mortgage Corp.
415 N La Salle Dr Suite 402, Chicago, IL 60654
(708) 308-5509 linktr.ee
Fairway Independent Mortgage Corporation
415 N La Salle Dr Suite 402, Chicago, IL 60654
(312) 667-7681 fairway.com
UnrealFi
6212 N Lincoln Ave, Chicago, IL 60659
(225) 286-7325 unrealfi.com
NorthPoint Lending Group Inc.
7434 N Harlem Ave, Chicago, IL 60631
(847) 729-1400 mortgagechicago.com
Justin Rodriguez- Chicago Mortgage Loan Officer with Neighborhood Loans
4327 W Irving Park Rd #1B, Chicago, IL 60641
(773) 425-2373 neighborhoodloans.com
Emma Butler Group - Mortgage Lender | Neighborhood Loans
2027 N Damen Ave, Chicago, IL 60647
(773) 741-1094 emmabutlergroup.com
A and N Mortgage Services, Inc.
1945 N Elston Ave, Chicago, IL 60642
(773) 305-5626 anmtg.com
Alex Margulis at CrossCountry Mortgage
413 N Carpenter St #1w, Chicago, IL 60642
(312) 651-5352 alexmargulis.com

Mortgage refinance companies in Chicago Illinois help homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. Illinois law requires lenders to provide a clear Loan Estimate within three business days of application.

What Does a Mortgage Refinance Company in Chicago Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Chicago?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Illinois lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Chicago usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there Illinois specific rules for mortgage refinancing?
Yes. Illinois has a three business day right of rescission period after closing. This allows you to cancel the refinance without penalty. Lenders must also follow the Illinois Residential Mortgage License Act.

Mortgage Refinance Companies in Other Illinois Cities