Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 20 mortgage refinance companies in Champaign, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
U of I Community Credit Union - First Street Branch
2201 S 1st St, Champaign, IL 61820
2172787700
Heights Finance
2001 Round Barn Rd Suite A, Champaign, IL 61821
2173592274
Midwest Mortgage Group powered by Flat Branch Home Loans
301 N Neil St #105, Champaign, IL 61820
2173830835
New American Funding - David Nelson
3402 Mission Dr Suite 104, Champaign, IL 61822
3093688175
PrimeLending, A PlainsCapital Company - Champaign
2009 Fox Dr Suite A, Champaign, IL 61820
2173553800
Mariner Finance
511 W Town Center Blvd, Champaign, IL 61822
2178660156
Aaron Gallagher NMLS #1943805 - INB Bank
217 S Neil St Suite C, Champaign, IL 61820
2175304354
OneMain Financial
501 W Town Center Blvd, Champaign, IL 61822
2173785355
Michelle Mott - 217 Mortgage Powered by New American Funding
3402 Mission Dr Suite 104, Champaign, IL 61822
3098260189
New American Funding - Shay Moore
3402 Mission Dr Suite 104, Champaign, IL 61822
2178410012
New American Funding - Justin Gensler
3402 Mission Dr Suite 104, Champaign, IL 61822
2173690669
Fairway Independent Mortgage Corporation @Crossing Court
2919 Crossing Ct, Champaign, IL 61822
2176936474
Sharon Roth, PrimeLending
2009 Fox Dr Suite A, Champaign, IL 61820
2178407101
First State Mortgage - Champaign
2911 Crossing Ct, Champaign, IL 61822
8886649108
Tom Roth, NMLS: 528125, PrimeLending
2009 Fox Dr Suite A, Champaign, IL 61820
2174938578
New American Funding - Champaign
3402 Mission Dr Suite 104, Champaign, IL 61822
4474421098
New American Funding - Champaign II
4112c Fieldstone Rd, Champaign, IL 61822
4474421928
New American Funding - Champaign III
2441 Village Green Pl ste a, Champaign, IL 61822
4474421929
Chase Home Lending
201 W University Ave, Champaign, IL 61820
2173534234
PNC Mortgage
1771 W Kirby Ave, Champaign, IL 61821
2173634070
What Does a Mortgage Refinance Company in Champaign Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Champaign often total 2 to 5 percent of the loan principal. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Champaign?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois law may require additional disclosures if you are refinancing a property in a flood zone or historic district.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise.
Are there Illinois specific rules for refinancing?
Yes. Illinois requires lenders to give you a Loan Estimate within three business days of your application. You also have a three day right of rescission after closing for most refinances.