Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 15 mortgage refinance companies in Valdosta, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1525 Baytree Rd Suite G, Valdosta, GA 31602
2292420795
Bowen Corbett | Fairway Home Mortgage Loan Officer
201 Woodrow Wilson Dr, Valdosta, GA 31602
2292514283
Clay Hadsock - Ameris Bank Mortgage
3140 Inner Perimeter Rd, Valdosta, GA 31602
2295885340
Lendmark Financial Services LLC
2906 N Ashley St, Valdosta, GA 31602
2293755252
OneMain Financial
1525 Baytree Rd Ste K, Valdosta, GA 31602
2292446671
LendLogic - Valdosta
2904 N Oak St, Valdosta, GA 31602
2292449967
Melba McKinnon at CrossCountry Mortgage
3380 Greystone Wy, Valdosta, GA 31605
2295065785
Angel Oak Home Loans | Tara Purvis | Valdosta, GA
E2, 3338 Country Club Rd, Valdosta, GA 31605
2295606437
Karol Atkinson - Ameris Bank Mortgage
3140 Inner Perimeter Rd, Valdosta, GA 31602
2294005537
Bradford Hanson | Fairway Independent Mortgage Corporation Loan Officer
3321 N Valdosta Rd, Valdosta, GA 31602
2295611178
Fairway Independent Mortgage Corporation
201 Woodrow Wilson Dr, Valdosta, GA 31602
6786358600
Becky L Herndon | American Financial Network Corp,Licensed Loan Officer NMLS 206717
302 Georgia Ave, Valdosta, GA 31602
2295630522
Jumbo Mortgage Source
1709 Gornto Rd, Valdosta, GA 31601
8009620677
Malcolm Boykin @ CrossCountry Mortgage
3380 Greystone Wy, Valdosta, GA 31605
2294964055
Gretchen Johnson - Renasant Mortgage
3295 Inner Perimeter Rd, Valdosta, GA 31602
2292938590
What Does a Mortgage Refinance Company in Valdosta Cost?
Typical costs for a mortgage refinance in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Valdosta Georgia?
You will typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Georgia law also requires a property appraisal to confirm the home value. Your lender will provide a complete list based on your specific situation.
How long does a mortgage refinance take in Georgia?
A standard refinance in Georgia usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal takes longer or if additional documents are needed. Working with a local Valdosta company can help speed up the process.
Are there Georgia specific rules for refinancing a home?
Yes. Georgia has a 7 day right of rescission for most refinances, meaning you can cancel the loan within 7 days after signing. Also, Georgia law limits prepayment penalties on certain loans. Always review the terms with your lender.