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Showing 2 mortgage refinance companies in Brookhaven, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hard Money Loans Georgia
4062 Peachtree Rd NE, Brookhaven, GA 30319
(404) 229-8004
hardmoneyloansgeorgia.com
Brookhaven Mortgage Team
4062 Peachtree Rd NE, Brookhaven, GA 30319
(404) 901-2532
brookhavenmortgageteam.com
What Does a Mortgage Refinance Company in Brookhaven Cost?
Typical costs for a mortgage refinance in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance around 500 to 1,000 dollars. Georgia also charges an intangible tax of 1.50 per 500 dollars of the loan amount. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Brookhaven?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Georgia law may require additional disclosures for adjustable rate mortgages. Your lender will provide a full list based on your loan type.
How long does a mortgage refinance take in Georgia?
A standard refinance in Georgia usually takes 30 to 45 days from application to closing. Delays can occur if appraisal or title work takes longer. Georgia has no specific statutory time limit for refinance processing, but lenders must follow federal Truth in Lending Act timelines.
Are there Georgia specific fees for refinancing?
Yes, Georgia charges intangible tax on mortgage recordings, which is 1.50 per 500 dollars of the loan amount. You may also pay county recording fees and state transfer taxes. These costs are in addition to lender fees and vary by loan size.