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Mortgage Refinance Companies in Albany, GA

Browse mortgage refinance companies serving Albany, Georgia. Contact information and addresses listed below.

13 agents listed
Updated May 2026
Albany, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 13 mortgage refinance companies in Albany, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
2822 Nottingham Way Suite 106, Albany, GA 31707
2293372547
Service Loans
302 W Broad Ave, Albany, GA 31701
2294350285
OneMain Financial
2516 Dawson Rd K, Albany, GA 31707
2294320543
AMG Finance
103 S Jackson St, Albany, GA 31701
2294360567
Lendmark Financial Services LLC
2734 Ledo Rd STE 11, Albany, GA 31721
2294367705
Angela Denney - Ameris Bank Mortgage
2627 Dawson Rd, Albany, GA 31707
2293471489
Republic Finance
2831 Ledo Rd, Albany, GA 31707
2293605800
Loan For Any Purpose
218 N Monroe St f, Albany, GA 31701
2293043229
Albany Community Together Inc
230 S Jackson St #333, Albany, GA 31701
2292803381
Erin McDonald - Renasant Mortgage
721 N Westover Blvd, Albany, GA 31707
2298782065
Renasant Mortgage
721 N Westover Blvd, Albany, GA 31707
2298782041
Regions Mortgage
2419 Sylvester Rd, Albany, GA 31705
8007344667
Regions Mortgage
2616 Dawson Rd, Albany, GA 31707
2294398049

Mortgage refinance companies in Albany, Georgia help homeowners lower their interest rates, change loan terms, or access home equity. Georgia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Albany real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Albany Cost?

Typical costs for a mortgage refinance in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costing 500 to 1000 dollars. Closing costs generally range from 2000 to 5000 dollars depending on the loan size and lender. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in Albany Georgia?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Georgia law does not require additional state-specific documents beyond standard federal requirements.
How long does a mortgage refinance take in Georgia?
A standard refinance in Georgia usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search is needed.
Are there Georgia specific laws that affect mortgage refinancing?
Yes, Georgia has a usury law that limits interest rates on loans under 2500 dollars. For most refinances above that amount, federal regulations apply. Georgia also requires a three day right of rescission for refinances on a primary residence.