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Find Mortgage Refinance Companies Near You in St Simons Island, GA

Directory of mortgage refinance companies in St Simons Island, Georgia. Verify credentials with the state mortgage licensing authority before hiring.

11 agents listed
Updated May 2026
St Simons Island, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 11 mortgage refinance companies in St Simons Island, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendLogic - St Simons Island
1607 Frederica Rd suite 102, St Simons Island, GA 31522
9122684064
Stephen Moreno, IV - Capital City Home Loans
621 Ocean Blvd, St Simons Island, GA 31522
9127712115
Lendingchics at Bank of England Mortgage
2483 Demere Rd Suite 201, St Simons Island, GA 31522
5132255297
Somerset Mortgage Corporation
1607 Frederica Rd #201, St Simons Island, GA 31522
9122307700
Capital City Home Loans
621 Ocean Blvd, St Simons Island, GA 31522
9126383005
Mark North - Ameris Bank Mortgage
3811 Frederica Rd, St Simons Island, GA 31522
4043877273
Synovus Bank
1625 Frederica Rd, St Simons Island, GA 31522
8887966887
Best Life Home Loans
5500 Frederica Rd Suite 1219, St Simons Island, GA 31522
9127716224
Synovus Bank
401 Sea Island Rd, St Simons Island, GA 31522
8887966887
Cornerstone First Mortgage NMLS#173855
1700 Frederica Rd STE 106, St Simons Island, GA 31522
9123422401
SWBC Mortgage St. Simons Island
507 Ocean Blvd Ste 202, St Simons Island, GA 31522
6788225342

A mortgage refinance company in St Simons Island Georgia helps homeowners replace their existing home loan with a new one. Georgia law requires all mortgage lenders to be licensed through the Georgia Department of Banking and Finance. Local companies understand the unique property values and coastal market conditions on St Simons Island.

What Does a Mortgage Refinance Company in St Simons Island Cost?

Typical costs for a mortgage refinance in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in Georgia often total 2 to 5 percent of the loan principal. These amounts vary based on your lender and property location on St Simons Island. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in St Simons Island Georgia?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage note. Georgia lenders also require a property appraisal to confirm the home value on St Simons Island.
How long does a mortgage refinance take in Georgia?
A standard refinance in Georgia usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer than expected.