Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 2 mortgage refinance companies in Lithonia, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
6116 Covington Hwy #C, Lithonia, GA 30058
7705930300
DHI Mortgage
8612 Seabiscuit Rd, Lithonia, GA 30058
7703249628
What Does a Mortgage Refinance Company in Lithonia Cost?
Typical costs for a mortgage refinance in Georgia include an appraisal fee of 400 to 700 dollars and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs usually range from 2000 to 5000 dollars depending on loan size and county recording fees. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Lithonia Georgia?
You typically need pay stubs tax returns bank statements and a photo ID. Georgia law does not require a specific document set but most lenders follow federal guidelines under the Truth in Lending Act.
How long does a mortgage refinance take in Georgia?
A standard refinance in Georgia usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise. Georgia has no statutory time limit for the refinance process itself.