ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage refinance company in Decatur? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Decatur, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 11 mortgage refinance companies in Decatur, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
2829 E College Ave, Decatur, GA 30030
4042920203
MooreTeam Mortgage Professionals at Fairway Home Mortgage
104 B & C, Sycamore Pl, Decatur, GA 30030
4043733411
OneMain Financial
3910 N Druid Hills Rd, Decatur, GA 30033
4046333110
Fairway Independent Mortgage Corporation
104 Sycamore Pl Suites B&C, Decatur, GA 30030
4043733411
Element Home Loans, a Division of NFM Lending
305 E College Ave, Decatur, GA 30030
7706046029
Scarlett Tassone | SouthState Mortgage
150 E Ponce de Leon Ave Suite 120, Decatur, GA 30030
4044834285
Kim Pounders & Team | Fairway Independent Mortgage Corporation Loan Officer
Mortgage refinance companies in Decatur Georgia help homeowners lower their interest rate or change loan terms. Georgia law requires lenders to provide a Loan Estimate within three business days of application. Local Decatur borrowers can also benefit from the Georgia Homeowner Assistance Fund for eligible refinance support.
What Does a Mortgage Refinance Company in Decatur Cost?
Typical costs for a mortgage refinance in Georgia include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees of 400 to 700 dollars and title insurance of 500 to 1000 dollars. Third party costs such as credit report fees and recording fees add 100 to 300 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in Decatur Georgia?
A standard refinance in Decatur usually takes 30 to 45 days from application to closing. Georgia law mandates a seven day waiting period after the Loan Estimate is issued before closing. Delays can occur if an appraisal or title search takes longer.
Are there Georgia specific rules for refinancing a home?
Yes Georgia is a non judicial foreclosure state which affects refinance timelines. Georgia also requires a licensed attorney to handle the closing. Borrowers must receive a Closing Disclosure at least three business days before signing.
What documents do I need for a refinance application in Decatur?
You typically need recent pay stubs W 2 forms tax returns bank statements and a valid ID. Georgia lenders may also require a copy of your homeowners insurance policy. Self employed borrowers should provide profit and loss statements.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Decatur who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.