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Find Mortgage Refinance Companies in Middletown, DE

Browse mortgage refinance companies serving Middletown, Delaware. Contact information and addresses listed below.

13 agents listed
Updated May 2026
Middletown, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 13 mortgage refinance companies in Middletown, DE Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Enoch Kim - Mortgage Broker
47 Haggis Rd, Middletown, DE 19709
3018303366
Guild Mortgage - Evan Johnston
230 Dove Run Centre Dr, Middletown, DE 19709
3022135516
Guild Mortgage - Eric Walters
230 Dove Run Centre Dr, Middletown, DE 19709
3022135507
Guild Mortgage - Ben Pugh
230 Dove Run Centre Dr, Middletown, DE 19709
3022135521
Guild Mortgage - Amanda Broomall
230 Dove Run Centre Dr, Middletown, DE 19709
3024379234
Guild Mortgage - Melissa Swallick
230 Dove Run Centre Dr, Middletown, DE 19709
7322132123
Guild Mortgage - Chris Grady
230 Dove Run Centre Dr, Middletown, DE 19709
3022135523
Guild Mortgage Company
230 Dove Run Centre Dr, Middletown, DE 19709
3022135520
Guild Mortgage - Tim Hidell
230 Dove Run Centre Dr, Middletown, DE 19709
3022123041
Residential Mortgage Services, Inc.
100 S Broad St, Middletown, DE 19709
3022135522
Southwind Mortgage
208 Bucktail Dr, Middletown, DE 19709
3025977616
Guild Mortgage - Mike Smith
230 Dove Run Centre Dr, Middletown, DE 19709
3022135506
LendUS | Middletown, DE
111 W Main St #103, Middletown, DE 19709
3028847700

Middletown homeowners can use a mortgage refinance company to lower their rate or change loan terms. In Delaware, refinance transactions must comply with state lending laws and the Delaware Consumer Protection Act. Local companies understand the Middletown real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Middletown Cost?

Typical costs for a mortgage refinance in Delaware include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $500 to $1,000. Third party fees such as credit report and recording fees add $100 to $300. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Middletown Delaware?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Delaware lenders also require a property appraisal and a credit check. Your refinance company will provide a full list based on your loan type.
How long does a mortgage refinance take in Delaware?
A standard refinance in Delaware usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Your lender will give you an estimated timeline at the start.